Underwriter

Company Description

Just another loan factory? We don’t think so. Be part of what Orange County Registry has recognized for three years running as one OC’s Best Places to Work!

DLJ Financial is dedicated to raising the standard in the mortgage industry by being a company that invests in its’ employees. Every position is designed with growth and career development in mind, there are no dead-end jobs here. Our employees enjoy being part of a community of like-minded individuals who thrive in an environment that promotes individualism, innovation, and lifestyle.

Job Description

Full Time                                                                                                 

Competitive Salary + Bonus + Benefits

With the support of the Sr. Underwriting team, our Underwriters are responsible for pre-qualifying the loan utilizing the lender guidelines for each product group. Ensures the transition point of a loan application to a locked loan. The room for growth in this position has many avenues and candidates from this position are definitely recognized for promotion within underwriting or other Operations Departments.

Qualifications

Our Expectations for You

Key Responsibilities

  • Follow guidelines, receive and review loan applications, and insure accuracy
  • Strong written and verbal communication skills
  • Verify loan-to-value ratios, completeness of application and credit reports
  • ANALYZE documentation provided by banker and borrower
  • Accuracy: Must be detail-oriented to maintain accuracy
  • Interact with quality control, compliance, production, processing and Disclosure Compliance for problem resolution
  • Strong sense of urgency and initiative to get things done
  • Efficient communication and follow-through

Requirements

  • BA/BS degree highly preferred, but not required
  • 2 years recent underwriting experience
  • DE and SAR certification preferred, but not required
  • Government and Conventional experience preferrred
  • Individuals seeking a career-interest to grow and develop in the mortgage industry
  • Ability to type 60 WPM
  • Knowledge of Calyx Point and Doc Velocity
  • Processing experience is a plus

Additional Information

What You can Expect from Us

Perks

  • Supportive management and co-workers
  • Flexible benefits package with your own budget and time off
  • Company paid licensing, continuing education, and employee development programs
  • Great environment- Covered parking, near The Camp and South Coast Plaza, gourmet coffee bar, music, laughter and good energy

What Sets Us Apart

The DLJ Standard is rapidly becoming a recognized and desirable movement in industries across the board. It is about creating a company centered on an employee culture that promotes individualism, innovation, and lifestyle into the workspace. It is essential to continue to be a leader in this space by bringing in inspiring, thought-provoking individuals who will not only thrive in this industry-leading company, but add to the already flourishing community. That is the DLJ Standard.