Are you interested in working with an energetic group of people?

 Looking for a fun and challenging environment where you are empowered to make decisions? 

Would you like the opportunity to progress within a growing, industry-leading company?

 If so, you've come to the right place. Let Us Inspire You!

Who are we?

DFC has been helping people with their financial needs for over 25 years. Whether you need a payday loan, your check cashed, or simply need to wire some money, DFC is here to serve you.

For anyone interested in working within the financial services sector, DFC Global Corp. offers an excellent career path. We empower you to make decisions, foster career growth, and reward hard work.

What do you do?

In this role – The Senior Risk Analyst will contribute to development and performance tracking of underwriting strategies for US and Canada lending products across all channels, including approve/decline decision making, line assignment, loan refinance, and loan modification.s.  This is a career, not just any ordinary job!!

What do we need?

You to have an amazing personality and communication style.That you are super-organized and are a problem solver.That you take pride in everything that you do, and it shows.And most importantly that you have unquestionable integrity.

Why work for us?

We invest in our employees, and offer extensive training, and development programs to set you up for future success.

If we sound like a fit, and you’re ready to start an exciting career with an organization that fosters employee growth, apply today!

Contribute to development and performance tracking of underwriting strategies for US and Canada lending products across all channels, including approve/decline decision making, line assignment, loan refinance, and loan modification.

DUTIES/RESPONSIBILITIES

• Senior member of North America Credit Risk team that has ownership over NA lending activities.

• Responsible for implementing and maintaining changes to underwriting, including: approve/decline, loan $ assignment, loan refinance, credit eligible criteria for marketing, risk based pricing, etc…

• Review and monitoring of the loan portfolio including delinquency & charge-off, yield analysis, concentrations of credit, etc.

• Customer for proprietary model (scorecard) development to better predict credit risk of applicants and existing customers

• Analysis and assessment of prospective portfolio acquisitions and M&A deals

• Active involvement in securitization and other funding-related activities

EDUCATION

• University degree in quantitative field (E.g., Finance, Math, Stats.) Advanced degree a plus.

EXPERIENCE

• Min 4 years’ experience in consumer finance with substantial experience in credit risk

SKILLS

• Strong verbal and written communications skills. Ability to make effective and persuasive speeches and presentations on complex topics to senior management and external stakeholders (E.g., investors)

• Strong quantitative skills with SAS. Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of regression analysis.

• Strong grasp of financial concepts. E.g., discounted cash flow, terminal value, etc…

• Ability to define problems, aggregate, facts and draw valid conclusions.

PROBLEM-SOLVING

• Be able to independently analyze the performance of tranche (cohort) of consumer loans

• Be able to forecast loan loss or revenue growth and provide strategic advice to management.

• Must effectively diagnose and solve problems

• Must prioritize across multiple tasks to optimally deploy resources

We offer a full benefit package, 401k matching, tuition reimbursement, free gym access, 12 paid holidays, paid time off, etc. 

All your information will be kept confidential according to EEO guidelines.