Mortgage Underwriter

  • Full-time

Company Description

Enterprise Solutions, Inc is a Technology intensive Solutions and Services company. We develop and deliver Software and Engineering Solutions & Services to our Enterprise partners; we work relentlessly to keep our clients happy; and we measure our business success with the trust we earn from them.

Job Description

Position 1:
Job Title: Mortgage Underwriter
Job Location: Cincinnati, OH
Duration: Full-time Permanent Hire
Compensation: Base Salary + Benefits
Interview Type: Phone & Skype

Job Description:

Responsibilities

· Works under limited supervision; acquires and applies intermediate knowledge of the business, its products and processes. Uses established procedures and significant job experiences to perform moderately complex to complex work assignments and problem resolution.

· Utilizes lending and exception authority and intermediate understanding of all aspects of Mortgage and/or Home Equity underwriting and portfolio guidelines to underwrite moderately complex to complex loan files. Assists lower level Bank Credit Underwriters with loan files as needed.

· Reviews and evaluates credit applications to assess the loan package for approval of fraudulent activity, and provides feedback to the Processors to improve the quality of the loan files.

· Participates in projects for process and system enhancement initiatives as assigned.

· Maintains and applies intermediate knowledge of Real Estate underwriting business and industry practices, and adheres to established Service Level Objectives (SLOs).

Minimum Experience

· 2+ years underwriting experience.

· Intermediate knowledge of Processing, data analysis tools, and industry data sources.

· Candidate’s fresh out of college /GED holders can apply. Selection will be based purely on the candidate demonstrating a basic understanding of mortgages and an ability to learn quickly

· Intermediate knowledge of the industry and Fair Lending processes, products, and services.

· Strong written and verbal communication skills.

· Ability to identify complex problems and review related information to develop and evaluate options and implement solutions.

· Develops positive working relationships with others, and effectively maintains them over time.

· Exhibits results-oriented attitude and behavior to accomplish business goals.

· Demonstrates flexibility and adaptability to multitask and respond to problems as they arise, including assisting lower level Bank Credit Underwriters as needed.

Qualifications

Minimum :: Bachelors or Equivalent

Additional Information

For any queries, I (Sahil Takkar) can be reached at 630-556-1873 or Cell 331-305-2493.