We believe everyone should be able to participate and thrive in the economy. So we’re building tools that make commerce easier and more accessible to all. We started with a little white credit card reader but haven’t stopped there. Our new reader helps our sellers accept chip cards and NFC payments, and our Cash app lets people pay each other back instantly. We’re empowering the independent electrician to send invoices, setting up the favorite food truck with a delivery option, helping the ice cream shop pay its employees, and giving the burgeoning coffee chain capital for a second, third, and fourth location. Let’s shorten the distance between having an idea and making a living from it. We’re here to help sellers of all sizes start, run, and grow their business—and helping them grow their business is good business for everyone.

As Product Counsel, you’ll have a broad range of responsibilities providing legal guidance on product development initiatives. You are an experienced attorney with an interest in credit and small business lending who will help bring Square Capital’s innovative financial products and services to market. You will partner with our innovators to develop new technologies while managing legal risk and ensuring regulatory compliance. You will also be called upon to manage and negotiate complex commercial relationships that contribute to our products’ success. As we expand our offerings, your ideas and contributions will make an immediate impact.  

You will:

• Provide practical, risk-weighted legal guidance on a wide range of state and federal legal matters related to Square Capital products and services through all phases of product development

• Remain up-to-date on relevant regulations

• Draft product policies and disclosures, and implement related processes

• Provide ideas and insights into how Square Capital can work within the law to create amazing product experiences for its customers

• Partner with the broader legal team to share information about lending regulatory and product to facilitate efficient and transparent legal support across the department

You have:

• 6+ years of combined, relevant experience in in-house legal departments, law firms, and/or governmental agencies

• Familiarity with the legal issues arising in launching products and advising on the legal and regulatory aspects of product development in the technology space - which in many cases may be matters of first impression.  A specific interest and/or experience in credit and lending is preferred

• Familiarity and prior work with the following laws and regulations is preferred: such as the Gramm-Leach-Bliley Act (GLBA), Fair Credit Reporting Act (FCRA), Truth in Lending Act (TILA)/Regulation Z, Servicemembers Civil Relief Act (SCRA), Equal Credit Opportunity Act (ECOA)/Regulation B, Electronic Fund Transfer Act (EFTA)/Regulation E, Bank Secrecy Act (BSA) and other laws affecting consumer and small business credit products

• Excellent commercial negotiation and drafting skills

• Fluency translating legal advice into actionable guidance for innovative product and business teams

• Ability to organize, prioritize, and manage projects effectively

• Ability and desire to thrive and innovate in a fast-paced, dynamic environment

• Sound and practical business judgment, intellectual creativity, and problem-solving skills

• A JD and active membership in at least one state bar

At Square, we value diversity and always treat all employees and job applicants based on merit, qualifications, competence, and talent. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of the San Francisco Fair Chance Ordinance.