Senior Software Engineer, Underwriting Platform

  • San Francisco, CA
  • Full-time

Company Description

We believe everyone should be able to participate and thrive in the economy. So we’re building tools that make commerce easier and more accessible to all. We started with a little white credit card reader but haven’t stopped there. Our new reader helps our sellers accept chip cards and NFC payments, and our Cash app lets people pay each other back instantly. We’re empowering the independent electrician to send invoices, setting up the favorite food truck with a delivery option, helping the ice cream shop pay its employees, and giving the burgeoning coffee chain capital for a second, third, and fourth location. Let’s shorten the distance between having an idea and making a living from it. We’re here to help sellers of all sizes start, run, and grow their business—and helping them grow their business is good business for everyone.

Job Description

The Underwriting Platform team is responsible for verifying the identity of our customers, so they can move money without friction while being secure and compliant. The team builds new ways to instantly verify identity at a global scale. The work we are doing is foundational for the next decade of Square’s growth, bringing our vision of economic empowerment to every seller around the world.

You will:

  • Build our Identity Platform, used by the rest of the organization and a key strategic asset of Square

  • Design and implement high-volume, low-latency, distributed identity systems, making thoughtful tradeoffs between consistency and availability when both are not possible

  • Abstract away the legacy APIs of the financial world into consistent, coherent service APIs for Square’s products to build upon

  • Build systems that manage customers’ sensitive data and hold Square to the highest standards for security and compliance

  • Work cross-functionally with our product, business, and finance teams to develop Square’s global payments strategy

  • See the big picture to design fault tolerant systems so the team can be brave, move fast, and break things, without ever showing a negative impact to customers

Qualifications

You have:

  • BA/BS degree or equivalent practical, working experience (6+ years preferred)

  • Innate curiosity and a desire to be responsible for all aspects of reliably identifying and verifying businesses and individuals, in a small highly focused team

  • Understanding and curiosity in creating highly available, accurate, global identity verification systems

  • Track record of pursuing self directed side projects, research, or open source projects

  • Interest in changing the payments landscape in the US and globally

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Additional Information

At Square, our purpose is to empower – within and outside of our walls. In order to build the best tools for the businesses and customers we support all over the world, we have to start at home with a workforce as diverse and empowered as our sellers. To this end, we take great care to evaluate all employees and job applicants equally, based on merit, competence, and qualifications. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, or any other characteristic protected by law. We encourage candidates from all backgrounds to apply and always consider qualified applicants with arrest and conviction records, in accordance with the San Francisco Fair Chance Ordinance. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us by sending an email to assistance(at)squareup.com. We will treat your request as confidentially as possible. In your email, please include your name and preferred method of contact, and we will respond as soon as possible.