Senior Software Engineer - Pricing, Payment Intelligence

  • San Francisco, CA
  • Full-time

Company Description

We believe the economy is better when everyone has access. When everyone has room to grow. No one should be left out because the cost is too great or the technology too complex. We started with a little white credit card reader but haven’t stopped there. We’re empowering the independent electrician to send invoices, setting up the favorite food truck with a delivery option, helping the ice cream shop pay its employees, and giving the burgeoning coffee chain capital for a second, third, and fourth location. We’re here to help sellers of all sizes start, run, and grow their business—and helping them grow their business is good business for everyone.

Job Description

Square processes billions of dollars every year. At that scale, small tweaks can lead to huge efficiency gains. Payment Intelligence makes data-driven improvements to core payment metrics such as decline rates and transaction profit. The team is also responsible for correctly setting up and managing Squares payment processing fees.

Hard Problems

  • Pricing Platform - as Squares product ecosystem is growing, we need to support ever changing pricing requirements while also automate complex business workflows.

  • Applying Machine Learning to pricing - being able to personalize and automate pricing workflows is a crucial way to help Squares business to grow

  • Pricing monitoring - providing real-time insights into pricing decisions

You will:

  • Identify and introduce margin optimization changes

  • Work across the whole payment stack that consists of dozens of micro services

  • Implement pricing, fee and price prediction functionality

  • Work cross-functionally with our product, business, and finance teams to develop Squares global payments strategy


You have:

  • BA/BS degree (or equivalent experience) in building and architecting backend systems (8+ years preferred)

  • Innate curiosity and a desire to be responsible for all aspects of reliably moving billions of dollars in a small, highly focused team

  • Understanding and curiosity in creating highly available, scalable, low-latency distributed systems

  • Interest in changing the payments landscape in the US and globally

Technologies we use:

  • Java, Guice, Guava, Protocol Buffers, MySQL

  • Google Cloud Platform (BigQuery, DataFlow, CloudML etc.)


Additional Information

At Square, our purpose is to empower – within and outside of our walls. In order to build the best tools for the businesses and customers we support all over the world, we have to start at home with a workforce as diverse and empowered as our sellers. To this end, we take great care to evaluate all employees and job applicants equally, based on merit, competence, and qualifications. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, or any other characteristic protected by law. We encourage candidates from all backgrounds to apply and always consider qualified applicants with arrest and conviction records, in accordance with the San Francisco Fair Chance Ordinance. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us by sending an email to assistance(at) We will treat your request as confidentially as possible. In your email, please include your name and preferred method of contact, and we will respond as soon as possible.