Technical Analyst, Payments

  • Atlanta, GA, USA
  • Full-time

Company Description

We believe the economy is better when everyone has access. When everyone has room to grow. No one should be left out because the cost is too great or the technology too complex. We started with a little white credit card reader but haven’t stopped there. We’re empowering the independent electrician to send invoices, setting up the favorite food truck with a delivery option, helping the ice cream shop pay its employees, and giving the burgeoning coffee chain capital for a second, third, and fourth location. We’re here to help sellers of all sizes start, run, and grow their business—and helping them grow their business is good business for everyone.

Job Description

The Payments team enables Square to move money. From developing infrastructure to working with external partners, we find the best ways to move money across different networks and countries in a way that is cost-effective, available, scalable, secure, and forward-looking.

As a Technical Analyst on the Payments team, you will be responsible for diving into the specifications and functionality of the global payments networks and working with Product Managers and Software Engineers to translate best practices into the code for Square’s money movement systems. You will be deeply involved in launching new functionality and markets, adapting our money movement systems to changing industry requirements and monitoring our systems for correctness and efficiency.

You will:

  • Use your knowledge of Square’s payment stack to turn industry changes and mandates into scoped projects that maximize functionality and compliance while minimizing costs

  • Work with the rest of the Payments team to translate product functionality into the best set of payment network primitives

  • Coordinate and perform certifications and comfort tests of our payment gateways with Square’s payment suppliers

  • Work with our payment industry suppliers on scoping and implementation for new features and systems

  • Design analysis and monitoring to ensure that the messages Square sends on to payment networks are maximizing success and minimizing costs

  • Creatively identify new sources of data and intelligence that can allow Square to route payments optimally

  • Work cross-functionally with our product, business, and finance teams to develop Square’s global payments strategy

  • Identify ways to allow an Analyst to configure / contribute without direct engineering intervention (e.g. MID/BIN changes)


You have:

  • Innate curiosity and a desire to be responsible for all aspects of reliably moving billions of dollars in a small, highly focused team

  • The ability to straddle roles as an engineer, data analyst and project manager, equally willing to dive into code, SQL and payment network rules updates

  • Interest in changing the payments landscape in the US and globally

  • A willingness to dive into the source code for Square’s money movement applications, even though you won’t be expected to write code day-to-day.

  • Comfortable working with multiple stakeholders distributed across the US 

Technologies we use:

  • Java, Elasticsearch, Snowflake, SignalFX, Spanner

  • Payment industry specifications such as ISO8583                              


Additional Information

At Square, our purpose is to empower – within and outside of our walls. In order to build the best tools for the businesses and customers we support all over the world, we have to start at home with a workforce as diverse and empowered as our sellers. To this end, we take great care to evaluate all employees and job applicants equally, based on merit, competence, and qualifications. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, or any other characteristic protected by law. We encourage candidates from all backgrounds to apply and always consider qualified applicants with arrest and conviction records, in accordance with the San Francisco Fair Chance Ordinance. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us by sending an email to assistance(at) We will treat your request as confidentially as possible. In your email, please include your name and preferred method of contact, and we will respond as soon as possible.