Software Engineer, Square Capital

  • Denver, CO
  • Full-time

Company Description

When we launched the little white reader, we invented mobile, ubiquitous payments and enabled anyone to start, run, and grow a business. Ten years and billions of transactions later we’re reimagining commerce for businesses of all types and sizes—we’re enabling the independent electrician to send invoices, helping the beauty salon pay its employees, and giving the burgeoning coffee chain capital for a second, third, and fourth location. We’re working to find new and better ways to help businesses succeed on their own terms—and we’re looking for people like you to help shape tomorrow at Square.

Job Description

As a Software Engineer on Square Capital, our growing financing platform, you will build better ways for businesses to access the funding they need. We extend offers to pre-qualified sellers with no application process, we deposit funds as soon as the next business day, and we handle repayment as a fixed percentage of credit card sales. Since we launched in 2014 we have extended more than $4.5 billion to over a hundred thousand sellers.

Are you interested in helping us grow in Denver, CO? As our first new hire here, you'll report to our Denver Engineering Lead. Initially you will work from home (or in co-working spaces at our expense), and you’ll partner with and visit supportive colleagues in San Francisco, New York and Atlanta. It’s important to note that this is not a remote role — as we grow in Denver we expect to find a permanent office for the team to work together on larger projects, and you'll be a big part of growing our Denver presence.


You will:

  • Partner with colleagues across engineering, product, design and operations to develop new financial services products.
  • Implement credit underwriting models that integrate the best third-party sources with Square’s proprietary transaction data.
  • Build systems that collect and maintain customers’ sensitive data, while holding Square to the highest standards for security and compliance.
  • Design fault tolerant systems so the team can be brave and move fast, without ever negatively affecting our customers.
  • Work full-stack to create products that are beautiful inside and out – from their optimized database transactions to their elegant user experience.
  • Participate in ongoing training to maintain current knowledge of BSA/AML and perform BSA/AML duties as required by job function.


You have:

  • At least 5 years of relevant industry experience
  • Strong software development skills and an ability to provide technical mentorship and guidance.
  • The desire to work collaboratively, whether in person, over video, or asynchronously through online tools.

Additional Information

At Square, our purpose is to empower – within and outside of our walls. In order to build the best tools for the businesses and customers we support all over the world, we have to start at home with a workforce as diverse and empowered as our sellers. To this end, we take great care to evaluate all employees and job applicants equally, based on merit, competence, and qualifications. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, or any other characteristic protected by law. We encourage candidates from all backgrounds to apply and always consider qualified applicants with arrest and conviction records, in accordance with the San Francisco Fair Chance Ordinance. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us by sending an email to assistance(at) We will treat your request as confidentially as possible. In your email, please include your name and preferred method of contact, and we will respond as soon as possible. Perks At Square, we want you to be well and thrive. Our global benefits package includes: Healthcare coverage, Retirement Plans, Employee Stock Purchase Program, Meal reimbursements, Wellness perks, Paid parental leave, Flexible time off, Learning and Development resources