Risk Operations Lead, Cash App

  • St. Louis, MO
  • Full-time

Company Description

Cash App is the fastest growing financial brand in the world. Built to take the pain out of peer-to-peer payments, Cash App has gone from a simple product with a single purpose to a dynamic money app with over 15 million active monthly users. Loved by customers and by pop culture, we’ve held the #1 spot in finance on the App Store for almost two years, and our social media posts see more engagement in a day than most financial brands see in a year. With major offices in San Francisco, New York, St. Louis, Portland, Kitchener-Waterloo, and Melbourne, Cash App is bringing a better way to send, spend, and save to anyone who has ever sought an alternative to today’s banking system.

Job Description

This position will lead a risk management team of approximately 10-15 associates focused primarily on fraud risk for all Cash App products. This role has material cross-functional collaboration requirements within Cash App and with our third party banking relationships. Primary focus will be on daily operational management including: people development, SLA adherence, workflow efficiency management, resource allocation, and all things Fraud and Risk mitigation.

Key responsibilities include(s):

Operational Management

  • Strategic Planning 

  • Workflow/workforce planning and management 

  • Management Reporting & Metrics

  • Leadership & Mentorship

  • System Tools(internal/external) integration & build

  • Industry Expertise (Banking, E-Commerce, Payments)

Cross-Functional Projects/Partnerships

  • Partner with Data Science, Cash Operations, and Cash Product on projects directly associated with the department

  • Partner with third-party vendors or other external partnerships (as needed)

Leading a Team

  • Manage a team of high performing individuals in fast-paced environment

  • Ability to mentor, coach and lead from the front

  • Partner with HR, Talent, and Recruiting on sourcing candidates as well as administration of HR Policies/Procedures 

  • Recognize and Reward talent; ensure accountability at all levels within the team roles

  • Manage individual performance to metrics and provide ongoing insight and coaching

Qualifications

  • BA/BS degree or related experience

  • 6+ years of work experience with 3+ years of direct people management experience required

  • Past product and/or project management experience

  • Experience building and scaling Risk operations, particularly in a fast-paced startup or tech environment

  • The ability to effectively influence and communicate cross-functionally

  • Excellent written and verbal communication skills

  • Creative problem-solving abilities

  • Passion for Square and ensuring an outstanding customer experience

Additional Information

Cash App treats all employees and job applicants equally. Every decision is based on merit, qualifications, and talent. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We will consider for employment qualified applicants with criminal histories in a manner consistent with each office’s corresponding state and city guidelines.