Capital Markets Senior Associate, Square Capital

  • New York, NY
  • Full-time
  • Alternate Location: San Francisco, United States

Company Description

Square builds common business tools in unconventional ways so more people can start, run, and grow their businesses. When Square started, it was difficult and expensive (or just plain impossible) for some businesses to take credit cards. Square made credit card payments possible for all by turning a mobile phone into a credit card reader. Since then Square has been building an entire business toolkit of both hardware and software products including Square Capital, Square Terminal, Square Payroll, and more. We’re working to find new and better ways to help businesses succeed on their own terms—and we’re looking for people like you to help shape tomorrow at Square.

Job Description

Square’s rapidly growing financing platform, Square Capital, has revolutionized the way businesses and consumers obtain the funding needed to achieve their goals. 

Unlike traditional business financing products, Square Capital offers are extended to pre-qualified sellers with no application process, funds are deposited as soon as the next business day, and repayment happens as a fixed percentage of daily card sales. Since the product launched in 2014, Square Capital has extended more than $7.8 billion to hundreds of thousands of sellers.

About the team

As a member of the Capital Markets team, you'll report to the Head of Capital Markets. You will help support the strategic planning and capital markets needs of the business. You will source new institutional investors, managing the relationships with existing investors and their vendors, and designing new structures to help fund the business's loan portfolio. You will not only support the continued expansion of Square Capital, a business that's facilitated over $7.8Bn to 420K+ small businesses, but will also help build Square Financial Services, Square's de novo bank.

You Will:

  • Manage relationships with existing external investors and their vendors
  • Lead diligence processes to help investors and their financing counterparties understand Square Capital's business
  • Identify and establish relationships with new investors
  • Design, document, and communicate new external fundraising structures and strategies
  • Attend relevant conferences and maintain relationships with industry participants
  • Coordinate with internal stakeholders to develop new and improve existing bank and lending products
  • Maintain and own policies, operational procedures and risk oversight
  • Work with data team to understand loan performance metrics
  • Support initiatives to build and operate Square's de novo bank
  • Contribute to Square Capital's growth strategy, product roadmap, and performance tracking
  • Participate in ongoing training to maintain current knowledge of BSA/AML and perform BSA/AML duties as required by job function.


  • A Bachelor's Degree in a quantitative field; MBA is a plus

  • 6+ years of relevant industry experience with institutional sales, debt capital markets, structured finance, and/or investor relations 

  • Experience with the lending and fin-tech industry

  • Experience negotiating and closing loan sales agreements and warehouse lending agreements

  • A passion for Square and new technology

Even better:

  • Experience with structured fundraising deals

  • Experience with SQL or Python

Additional Information

At Square, we value diversity and always treat all employees and job applicants based on merit, qualifications, competence, and talent. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of the San Francisco Fair Chance Ordinance. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us by sending an email to assistance(at) We will treat your request as confidentially as possible. In your email, please include your name and preferred method of contact, and we will respond as soon as possible.


At Square, we want you to be well and thrive. Our global benefits package includes:
  • Healthcare coverage
  • Retirement Plans
  • Employee Stock Purchase Program
  • Wellness perks
  • Paid parental leave
  • Paid time off
  • Learning and Development resources