Regulatory Counsel

  • San Francisco, CA
  • Full-time

Company Description

Square builds common business tools in unconventional ways so more people can start, run, and grow their businesses. When Square started, it was difficult and expensive (or just plain impossible) for some businesses to take credit cards. Square made credit card payments possible for all by turning a mobile phone into a credit card reader. Since then Square has been building an entire business toolkit of both hardware and software products including Square Capital, Square Terminal, Square Payroll, and more. We’re working to find new and better ways to help businesses succeed on their own terms—and we’re looking for people like you to help shape tomorrow at Square.

Job Description

Square is looking for a highly engaged candidate with a passion for all things consumer and commercial lending to join our legal organization.

You will:

  • Report to the Lending Regulatory Counsel
  • Provide legal and regulatory advice on our products to members of the Counsel team and business partners on consumer protection laws, including Reg E, Reg B, FCRA, MLA, SCRA, GLBA, UDAAP, and state lending licensing regulations
  • Advise on legal, regulatory, and industry requirements for consumer and commercial lending and related financial services activities
  • Summarize and analyze impact of new applicable rules and regulations
  • Identify risk areas and develop systems and procedures to manage and reduce them
  • Handle regulatory inquiries from the CFPB, FDIC, state licensing agencies, other regulatory authorities and bank partners
  • Balance risks and business reward


You have:

  • 2+ years experience at a law firm (with lending advisory experience), financial services regulatory agency, bank partnership
  • Experience with FinTech, lending and banking issues
  • Experience handling regulatory and enforcement matters and prior relationships with relevant regulators at the CFPB, FDIC, OCC, and other relevant state and federal agencies
  • High degree of comfort and fluency with computers and technology, and understanding of how technology is applied to business and regulatory problems
  • JD and an active membership and good standing with the California Bar

Additional Information

At Square, we value diversity and always treat all employees and job applicants based on merit, qualifications, competence, and talent. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of the San Francisco Fair Chance Ordinance. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us by sending an email to assistance(at) We will treat your request as confidentially as possible. In your email, please include your name and preferred method of contact, and we will respond as soon as possible.


At Square, we want you to be well and thrive. Our global benefits package includes:
  • Healthcare coverage
  • Retirement Plans
  • Employee Stock Purchase Program
  • Wellness perks
  • Paid parental leave
  • Paid time off
  • Learning and Development resources
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