Product Manager, International Lending

  • Full-time

Company Description

Since we opened our doors in 2009, the world of commerce has evolved immensely, and so has Square. After enabling anyone to take payments and never miss a sale, we saw sellers stymied by disparate, outmoded products and tools that wouldn’t work together.

To solve this problem, we expanded into software and built integrated solutions to help sellers sell online, manage inventory, book appointments, engage loyal buyers, and hire and pay staff. Across it all, we’ve embedded financial services tools at the point of sale, so merchants can access a business loan and manage their cash flow in one place. Afterpay furthers our goal to provide omnichannel tools that unlock meaningful value and growth, enabling sellers to capture the next generation shopper, increase order sizes, and compete at a larger scale.

Today, we are a partner to sellers of all sizes – large, enterprise-scale businesses with complex operations, sellers just starting, as well as merchants who began selling with Square and have grown larger over time. As our sellers grow, so do our solutions. There is a massive opportunity in front of us. We’re building a significant, meaningful, and lasting business, and we are helping sellers worldwide do the same.

Job Description

Square Loans has revolutionized the way businesses obtain the funding needed to achieve their goals. Unlike traditional business financing products, Square Loans offers are extended to pre-qualified sellers. If approved after a short application, sellers receive their funds as soon as the next business day, and repayment happens as a fixed percentage of daily card sales.

Within Square Banking, the international Loans team is working to bring our successful US lending product to our international sellers across both web and mobile platforms. As a Product Manager on the international Loans team, you will partner with numerous cross functional and internationally based stakeholders to drive strategy and execution of new market launches, and grow and service existing international markets. 

This role is open to candidates working remotely in all US locations.

You will:

  • Own the seller experience and P&L of Square Loans in non-US markets

  • Drive the product roadmap and execute the delivery timelines for the work required to provide remarkable experiences for our sellers and grow the business in both new and existing non-US markets

  • Identify and develop a strong understanding of unique cultural differences, jobs to be done, legal, and regulatory constraints while balancing efficiencies of scale across markets

  • Use an iterative, data-driven experimental approach to product development

  • Influence key stakeholders throughout Block in order to align intent, resources, and prioritization

  • Operate cross-functionally and build strong partnerships both within Block and with external vendors to deliver excellent products and services

  • Foster an environment that enables the team to execute quickly while maintaining a high standard for quality

  • Manage the entire product life cycle from ideation, to planning, execution and launch


You have:

  • 7+ years of Product Management or equivalent experience

  • Effective collaboration and communication: This is a highly cross functional role and you need to be aligned with your multiple partners as strategic and tactical decisions are made and be able to effectively communicate to lead and move your work forward

  • Strong execution: Proven track record of shipping simple, elegant user-facing products

  • Analytical skills: You have a data-driven learning style and use quantitative intuition to make product decisions

  • Strategic acumen: You have experience developing and driving key strategies that shaped an organization

  • Customer empathy: You care deeply about the sellers we’re serving and experience shaping product direction and execution based on customer needs

  • Entrepreneurial spirit: You're a self-starter with flexible skills who can lead independently without well-defined direction

  • Efficiency: You have excellent organization and prioritization skills

  • Excitement: You’re passionate about Square’s mission and new technology

Additional Information

Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.

Zone A: USD $167,300 - USD $204,500
Zone B: USD $158,900 - USD $194,300
Zone C: USD $150,600 - USD $184,000
Zone D: USD $142,200 - USD $173,800

To find a location’s zone designation, please refer to this resource. If a location of interest is not listed, please speak with a recruiter for additional information. 

Benefits include the following:

  • Healthcare coverage
  • Retirement Plans including company match 
  • Employee Stock Purchase Program
  • Wellness programs, including access to mental health, 1:1 financial planners, and a monthly wellness allowance 
  • Paid parental and caregiving leave
  • Paid time off
  • Learning and Development resources
  • Paid Life insurance, AD&D. and disability benefits 
  • Perks such as WFH reimbursements and free access to caregiving, legal, and discounted resources 

This role is also eligible to participate in Block's equity plan subject to the terms of the applicable plans and policies, and may be eligible for a sign-on bonus. Sales roles may be eligible to participate in a commission plan subject to the terms of the applicable plans and policies. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.

We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, without regard to race, color, religion, gender, national origin, age, disability, pregnancy, gender expression or identity, sexual orientation, citizenship, or any other legally protected class. 

We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we’re doing to build a workplace that is fair and square? Check out our I+D page

Additionally, we consider qualified applicants with criminal histories for employment on our team, and always assess candidates on an individualized basis.

Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.

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