Regulatory Licensing Manager (U.S. Lending)

  • Oakland, CA, United States
  • Full-time
  • Alternate Location: Oakland, United States

Company Description

Block is one company built from many blocks, all united by the same purpose of economic empowerment. The blocks that form our foundational teams — People, Finance, Counsel, Hardware, Information Security, Platform Infrastructure Engineering, and more — provide support and guidance at the corporate level. They work across business groups and around the globe, spanning time zones and disciplines to develop inclusive People policies, forecast finances, give legal counsel, safeguard systems, nurture new initiatives, and more. Every challenge creates possibilities, and we need different perspectives to see them all. Bring yours to Block.

Job Description

Block relies on licenses from state and federal financial regulators throughout the U.S to issue many of its products. The core mission of the Regulatory Licensing Manager is to uphold Block's licensing and other regulatory obligations in the lending space. You will track regular license maintenance requirements, timely filing regulatory reports and regulatory submissions and communicate with regulators. You will partner with members in legal, finance, analytics, product and other teams, to ensure that Block is compliant with applicable requirements while streamlining regulatory impact and facilitating innovation. You will report to the Lead Licensing & Exam Manager.

You will:

  • Co-manage a licensing program that fulfills our legal and regulatory responsibilities, while endeavoring to minimize business and product impact

  • Complete regulatory reporting requirements by gathering data from multiple and disparate internal stakeholders, harmonizing data and ensuring that all reports are submitted with care and on time

  • Manage all assigned licensing requirements and partner with all partners as necessary

    • Manage employee specific licensing registrations on state by state basis for lending operations personnel

    • Manage third party licensing vendors and coordinate work orders

    • Daily license maintenance and management of regulatory records

  • Support examination preparation and submissions

  • Maintain relationships with all partners and state and federal regulators and respond to regulatory requests in a timely manner

  • Manage assigned work with a team-oriented approach

Qualifications

You have:

  • 4+ years experience in legal, compliance, or regulatory affairs, preferably in the lending space

  • Experience with licensing maintenance and management, preferably in lending; NMLS and examination experience a plus

  • Familiarity with lending regulations and financial services industry best practices

  • Have a high attention to detail working in a strict deadline-driven environment

  • Passion for creating and implementing efficient operational and logistical efficiencies

  • Experience interpreting and articulating legal and regulatory obligations to regulators and team members

Additional Information

Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.

Zone A: USD $125,600 - USD $153,600
Zone B: USD $116,800 - USD $142,800
Zone C: USD $110,500 - USD $135,100
Zone D: USD $100,500 - USD $122,900

To find a location’s zone designation, please refer to this resource. If a location of interest is not listed, please speak with a recruiter for additional information. 

Benefits include the following:

  • Healthcare coverage
  • Retirement Plans including company match 
  • Employee Stock Purchase Program
  • Wellness programs, including access to mental health, 1:1 financial planners, and a monthly wellness allowance 
  • Paid parental and caregiving leave
  • Paid time off
  • Learning and Development resources
  • Paid Life insurance, AD&D. and disability benefits 
  • Perks such as WFH reimbursements and free access to caregiving, legal, and discounted resources 

This role is also eligible to participate in Block's equity plan subject to the terms of the applicable plans and policies, and may be eligible for a sign-on bonus. Sales roles may be eligible to participate in a commission plan subject to the terms of the applicable plans and policies. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.

We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, without regard to race, color, religion, gender, national origin, age, disability, veteran status, pregnancy, gender expression or identity, sexual orientation, citizenship, or any other legally protected class. 

We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we’re doing to build a workplace that is fair and square? Check out our I+D page

Additionally, we consider qualified applicants with criminal histories for employment on our team, assessing candidates in a manner consistent with the requirements of the San Francisco Fair Chance Ordinance.

Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.

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