Product Manager, Financial Data
- Alternate Location: San Francisco, United States
So we expanded into software and started building integrated, omnichannel solutions – to help sellers sell online, manage inventory, offer buy now, pay later functionality through Afterpay, book appointments, engage loyal buyers, and hire and pay staff. Across it all, we’ve embedded financial services tools at the point of sale, so merchants can access a business loan and manage their cash flow in one place. Afterpay furthers our goal to provide omnichannel tools that unlock meaningful value and growth, enabling sellers to capture the next generation shopper, increase order sizes, and compete at a larger scale.
Today, we are a partner to sellers of all sizes – large, enterprise-scale businesses with complex operations, sellers just starting, as well as merchants who began selling with Square and have grown larger over time. As our sellers grow, so do our solutions. There is a massive opportunity in front of us. We’re building a significant, meaningful, and lasting business, and we are helping sellers worldwide do the same.
The Square Banking team creates remarkable financial products tailor-made for the self-made, by deeply understanding the challenges of running and growing a small business. We’re creating value and stickiness in the Square ecosystem by helping our sellers get quick access to their funds, save for the future, manage their expenses, and get access to fair, timely capital as their first choice lender.
As the Financial Data Product Manager, you report to the Banking Platform Lead PM and will build the core data capabilities to help Banking teams ship remarkable products powered by financial data about a Square seller’s business, such as bank financial data, data from other payments and commerce platforms, and accounting system data. These capabilities include a common Financial Data Schema for Block; ingestion and storage of data from external sources; standardization, aggregation and enrichment of data; publishing data to consuming teams.
Your Financial Data platform will be a key enabler of major strategic bets for Square Banking, including next-generation credit underwriting; expense management; accelerated access to business revenue; holistic cash flow visualization and insights; and timely, relevant financial recommendations. Your customers are teams building financial products within Square Banking and Block, and you will take on a unique role in evangelizing our vision for financial data to them and helping them unlock the value of financial data to their products.
You will drive platform initiatives from inception through execution. You’ll identify opportunities to consolidate and improve capabilities across Block and drive adoption to help all our teams go faster. You’ll look ahead of our current state to anticipate the future needs of the Banking business and build to meet us there. You will collaborate closely with peer product managers building financial products, engineers, data scientists, counsel and other cross-functional team members to ensure that our platform can support cash flow products that amaze and delight sellers.
Drive adoption and usage of Square Banking’s Financial Data platform
Work with product teams, underwriting data science, risk and others to understand the needs of teams managing financial products
Partner closely with engineering teams to define a vision for core platform capabilities, to inform the vision with industry and technology trends
Own OKRs and build a roadmap for your platform capabilities based on the needs of future financial product launches, and our ambitions for scale and speed to market
Own key measurements (KPIs) of the platform’s adoption and performance and work to develop a measurement feedback loop into the roadmap to continuously improve
Evaluate external vendors for key capabilities and articulate a platform build/buy strategy
Influence key stakeholders throughout Block in order to align intent, resources, and prioritization
Operate cross-functionally and build strong partnerships both within Block and with external vendors to deliver excellent products and services
Foster an environment that enables the team to execute quickly while maintaining a high standard for quality
Manage the entire platform product life cycle from ideation, to planning, execution and launch
8+ years of experience in product management and experience owning a platform product specifically
Data experience: Experience working with a (preferably financial) data platform at scale. You’ve done things like defined data schemas, worked within data security and privacy standards, helped design how data flows between systems
Technical fluency: You understand modern data technologies (e.g. Kafka, Databricks) and architectural patterns, and the use cases data can enable (machine learning models, data analytics). You can get deep into discussion with both engineers and data scientists
Collaborative approach: You deliver results with cross-functional teams, and partner with and empower team members appropriately. You have been responsible for evangelizing a technical vision and building support for it. You can persuade other teams to alter their roadmaps to align with your vision.
Analytical skills: You have a data-driven learning style and you have made extensive use of quantitative information to make product decisions
Results: Proven track record delivering platform products with demonstrable contribution to business outcomes
Customer-centric: Experience shaping platform direction and execution based on developer and Square seller needs
Strategic: Experience developing and driving key strategies that shaped an organization
Efficiency: Excellent organization and prioritization skills
Credit risk knowledge: Experience with using financial data to manage credit risk is a plus
Excitement: You’re passionate about Square’s mission and new technology
Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.
Zone A: USD $202,500 - USD $247,500
Zone B: USD $192,400 - USD $235,200
Zone C: USD $182,300 - USD $222,800
Zone D: USD $172,200 - USD $210,400
To find a location’s zone designation, please refer to this resource. If a location of interest is not listed, please speak with a recruiter for additional information.
Benefits include the following:
- Healthcare coverage
- Retirement Plans including company match
- Employee Stock Purchase Program
- Wellness programs, including access to mental health, 1:1 financial planners, and a monthly wellness allowance
- Paid parental and caregiving leave
- Paid time off
- Learning and Development resources
- Paid Life insurance, AD&D. and disability benefits
- Perks such as WFH reimbursements and free access to caregiving, legal, and discounted resources
This role is also eligible to participate in Block's equity plan subject to the terms of the applicable plans and policies, and may be eligible for a sign-on bonus. Sales roles may be eligible to participate in a commission plan subject to the terms of the applicable plans and policies. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.
We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, without regard to race, color, religion, gender, national origin, age, disability, veteran status, pregnancy, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we’re doing to build a workplace that is fair and square? Check out our I+D page.
Additionally, we consider qualified applicants with criminal histories for employment on our team, assessing candidates in a manner consistent with the requirements of the San Francisco Fair Chance Ordinance.
Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.