Since we opened our doors in 2009, the world of commerce has evolved immensely, and so has Square. After enabling anyone to take payments and never miss a sale, we saw sellers stymied by disparate, outmoded products and tools that wouldn’t work together.

So we expanded into software and started building integrated, omnichannel solutions – to help sellers sell online, manage inventory, offer buy now, pay later functionality through Afterpay, book appointments, engage loyal buyers, and hire and pay staff. Across it all, we’ve embedded financial services tools at the point of sale, so merchants can access a business loan and manage their cash flow in one place. Afterpay furthers our goal to provide omnichannel tools that unlock meaningful value and growth, enabling sellers to capture the next generation shopper, increase order sizes, and compete at a larger scale.

Today, we are a partner to sellers of all sizes – large, enterprise-scale businesses with complex operations, sellers just starting, as well as merchants who began selling with Square and have grown larger over time. As our sellers grow, so do our solutions. There is a massive opportunity in front of us. We’re building a significant, meaningful, and lasting business, and we are helping sellers worldwide do the same.

The mission of the Square CBD Compliance team is to establish and enforce regulatory policies, perform due diligence reviews, and safely onboard CBD merchants to Square’s payments platform. As a Compliance Specialist, you will help maintain our legal and ethical integrity, and promote a culture of compliance throughout the organization. You will report to Square's Compliance CBD Lead.

You will:

• Conduct due diligence reviews on high risk merchant account populations.
• Identify areas of non-compliance, help to develop corrective action plans, and support CBD Compliance Lead in their implementation.
• Assist with internal and external audits by providing necessary documentation and support to enhance compliance controls. 
• Stay up to date on local, state, and federal agency (DEA, FDA) regulations regarding Hemp derived CBD, and comprehend how these regulations can affect our merchants.
• Liaise with Square Partnerships Compliance & Advisory (S-PCA) Team on topics related to restricted and prohibited merchants identified by both Square’s network and banking partners.
• Resolve escalations from customer facing teams regarding CBD merchant accounts.
• Contribute to projects optimizing the regulatory program and operation team's processes.
• Collaborate with cross-functional teams including legal, customer success, account management, and sales to ensure compliance with local, state and federal laws, regulations and our terms of service.

You have:

• 5+ years experience in BSA/AML/KYC, Fraud, or Compliance related work, preferably in the fintech payments space. 
• Investigative skills, including familiarity with public record research and database tools.
• Transaction analysis skills that apply across numerous financial products in complex scenarios.
• Adept ability to communicate both verbally and written with employees at multiple levels.
• Basic knowledge of the CBD industry and products.

You are:

• A highly flexible team player; you are able to change directions based on business demands and embrace challenging situations.
• Productive in a remote work environment.
• Open to working typical business hours in either Mountain or Pacific time zones.

Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.

Zone A: USD $92,300 - USD $138,500
Zone B: USD $85,800 - USD $128,800
Zone C: USD $78,500 - USD $117,700
Zone D: USD $69,300 - USD $103,900

To find a location’s zone designation, please refer to this resource. If a location of interest is not listed, please speak with a recruiter for additional information. 

Full-time employee benefits include the following:

• Healthcare coverage (Medical, Vision and Dental insurance)
• Health Savings Account and Flexible Spending Account
• Retirement Plans including company match 
• Employee Stock Purchase Program
• Wellness programs, including access to mental health, 1:1 financial planners, and a monthly wellness allowance 
• Paid parental and caregiving leave
• Paid time off (including 12 paid holidays)
• Paid sick leave (1 hour per 26 hours worked (max 80 hours per calendar year to the extent legally permissible) for non-exempt employees and covered by our Flexible Time Off policy for exempt employees) 
• Learning and Development resources
• Paid Life insurance, AD&D, and disability benefits 

These benefits are further detailed in Block's policies. This role is also eligible to participate in Block's equity plan subject to the terms of the applicable plans and policies, and may be eligible for a sign-on bonus. Sales roles may be eligible to participate in a commission plan subject to the terms of the applicable plans and policies. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.

US and Canada EEOC Statement

We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, without regard to race, color, religion, gender, national origin, age, disability, pregnancy, gender expression or identity, sexual orientation, citizenship, or any other legally protected class. 

We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we’re doing to build a workplace that is fair and square? Check out our I+D page.

Additionally, we consider qualified applicants with criminal histories for employment on our team, and always assess candidates on an individualized basis.

We’ve noticed a rise in recruiting impersonations across the industry, where individuals are sending fake job offer emails. Contact from any of our recruiters or employees will always come from an email address ending with @block.xyz, @squareup.com, @tidal.com, or @afterpay.com, @clearpay.co.uk.

Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.

While there is no specific deadline to apply for this role, on average, U.S. open roles are posted for 70 days before being filled by a successful candidate.