Product Counsel, Cash App (Afterpay)

  • Full-time

Company Description

It all started with an idea at Block in 2013. Initially built to take the pain out of peer-to-peer payments, Cash App has gone from a simple product with a single purpose to a dynamic app, bringing a better way to send, spend, invest, and save to our millions of monthly active users. We want to make the world’s relationship with money more relatable, instantly available, and universally accessible. This is our mission, and it’s why working at Cash App means so much more than a job. 

Afterpay transforms the way people pay by allowing customers to receive products immediately and pay in four interest-free installments over a short period of time. The service is completely free for customers who pay on time - empowering customers to responsibly manage their finances and creating a "win win" for shoppers, retailers and society. Afterpay is on a mission to power an economy in which everyone wins.

Afterpay is offered by more than 348,000 of the top retailers in the world, including Nordstrom, Ikea, Expedia, Ikea, Sephora, and many others. We are currently available in Australia, New Zealand, the United States and the United Kingdom where it is called Clearpay. 

Today, Cash App and Afterpay have thousands of employees working globally across office and remote locations, with a culture geared toward creativity, collaboration and impact. We’ve been a distributed team since day one, and we’ve got offices and remote teammates across the globe. No matter the location, we tailor our experience to ensure our employees are creative, productive, and happy.

Job Description

As Product Counsel, you'll have a broad range of responsibilities providing legal guidance on product and feature development. You will report to Cash App’s Head of Product Counsel and partner with our product teams to develop new offerings while managing legal risk and ensuring regulatory compliance. As we expand our offerings, your ideas and contributions will make an immediate impact. 

You are motivated, organized, and creative. You are curious, with a desire to understand underlying causes and motivations. You can research and master complex legal topics and communicate them to non-lawyers in brief, clear language. You are can an expert understanding of a legal issue but can separate the practical from the academic and provide clear, accurate, and applicable advice to the business team. You are good-humored, patient, respectful to your co-workers, and bring a positive attitude to the office. 

You Will:

  • Provide guidance to product and engineering teams on issues related to products and features throughout the entire product development lifecycle

  • Develop trusted relationship with partners and stay informed on important product developments

  • Draft and negotiate commercial agreements affecting your products and services

  • Draft terms of use, product policies, and product disclosures

  • Work with other support teams (tax, compliance, accounting, and outside counsel) to provide seamless support to partners

  • Cultivate creative ideas and insights into how legal frameworks can support new product developments and customer experiences

Qualifications

You Have:

  • 5+ years of combined, relevant experience in law firms, governmental agencies, or in-house legal departments

  • Excellent commercial negotiation and drafting skills

  • Fluency translating legal advice into applicable guidance for creative products and collaborators

  • Work in an evolving and growing environment that is prone to changes

  • Sound, practical business judgment, and creativity solving problems

  • A Juris Doctor (JD) degree and active membership in at least one state bar

Even Better:

  • Familiarity with launching products and advising on the legal and regulatory aspects of product development in the technology space.

  • Experience in buy now pay later or lending products in a FinTech environment.

Additional Information

Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.

Zone A: USD $180,000 - USD $270,000
Zone B: USD $167,400 - USD $251,200
Zone C: USD $158,400 - USD $237,600
Zone D: USD $149,400 - USD $224,200

To find a location’s zone designation, please refer to this resource. If a location of interest is not listed, please speak with a recruiter for additional information. 

Full-time employee benefits include the following:

  • Healthcare coverage (Medical, Vision and Dental insurance)
  • Health Savings Account and Flexible Spending Account
  • Retirement Plans including company match 
  • Employee Stock Purchase Program
  • Wellness programs, including access to mental health, 1:1 financial planners, and a monthly wellness allowance 
  • Paid parental and caregiving leave
  • Paid time off (including 12 paid holidays)
  • Paid sick leave (1 hour per 26 hours worked (max 80 hours per calendar year to the extent legally permissible) for non-exempt employees and covered by our Flexible Time Off policy for exempt employees) 
  • Learning and Development resources
  • Paid Life insurance, AD&D, and disability benefits 

These benefits are further detailed in Block's policies. This role is also eligible to participate in Block's equity plan subject to the terms of the applicable plans and policies, and may be eligible for a sign-on bonus. Sales roles may be eligible to participate in a commission plan subject to the terms of the applicable plans and policies. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.

We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, without regard to race, color, religion, gender, national origin, age, disability, veteran status, pregnancy, gender expression or identity, sexual orientation, citizenship, or any other legally protected class. 

We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we’re doing to build a workplace that is fair and square? Check out our I+D page.

Additionally, we consider qualified applicants with criminal histories for employment on our team, assessing candidates in a manner consistent with the requirements of the San Francisco Fair Chance Ordinance.

 

We’ve noticed a rise in recruiting impersonations across the industry, where individuals are sending fake job offer emails. Contact from any of our recruiters or employees will always come from an email address ending with @block.xyz, @squareup.com, @tidal.com, or @afterpay.com, @clearpay.co.uk.

Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.

While there is no specific deadline to apply for this role, on average, U.S. open roles are posted for 70 days before being filled by a successful candidate.

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