Block is one company built from many blocks, all united by the same purpose of economic empowerment. The blocks that form our foundational teams — People, Finance, Counsel, Hardware, Information Security, Platform Infrastructure Engineering, and more — provide support and guidance at the corporate level. They work across business groups and around the globe, spanning time zones and disciplines to develop inclusive People policies, forecast finances, give legal counsel, safeguard systems, nurture new initiatives, and more. Every challenge creates possibilities, and we need different perspectives to see them all. Bring yours to Block.

Square is growing its financial services footprint through the launch of new products and international expansions. This is an exciting time for our business and to support these activities we are looking for a Senior Analyst to join our Finance and Strategy Banking team to be the primary F&S analyst for our Square Loans product.

This position will be fundamental in shaping our credit strategy and communicating critical decisions to Product leadership, senior Risk and Compliance stakeholders and Block management. Success in this role requires the ability to exercise excellent business acumen while often operating autonomously without existing problem solving frameworks or precedent solutions. We are looking for someone with a strong analytical background who can manage and drive these solutions across a variety of strategic and financial focused challenges.  

Candidates can sit in any Square office in the US or be remote from any US state with the exception of Alaska.

You Will:

• Act as a key strategic partner to our Credit Product and Risk teams, driving business planning and insights that will shape the future of our lending strategy

• Serve as a key strategic contributor in projects across Square’s Credit organization, specifically growth and expansion initiatives in new international markets

• Play a key role in developing our Credit Product narrative with Block’s Senior Leadership team

• Forecast financial performance by developing/managing core Lending KPIs

• Build and maintain financial models to track and forecast our key revenue and expense drivers, including credit loss provision 

• Work closely with senior stakeholders of Square Financial Services, Square and Block on optimal capital allocation strategies

• Act as the primary point of contact for credit risk initiatives

You Have:

• 4+ years of relevant experience in financial services or consumer/merchant credit products and/or experience working in corporate finance, strategy/operations, consulting, or investment banking 

• Prior experience in credit products and/or risk finance is highly preferred

• Ability to exercise sound judgment and clearly articulate outcomes to senior management

• Advanced proficiency in Excel (can perform complex functions), there will be a case study

• Demonstrated exceptional achievement in a fast-paced, cross-functional environment

• Experience leading complex projects end to end involving multiple stakeholders

• Ability to employ large datasets to identify performance insights that influence decisions

• Experience with SQL and/or other relational database programming languages is highly preferred

• Experience with analytics tools and data visualization tools is preferred

Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.

Zone A: USD $111,700 - USD $167,500
Zone B: USD $103,800 - USD $155,800
Zone C: USD $98,200 - USD $147,400
Zone D: USD $89,400 - USD $134,000

To find a location’s zone designation, please refer to this resource. If a location of interest is not listed, please speak with a recruiter for additional information. 

Full-time employee benefits include the following:

• Healthcare coverage (Medical, Vision and Dental insurance)
• Health Savings Account and Flexible Spending Account
• Retirement Plans including company match 
• Employee Stock Purchase Program
• Wellness programs, including access to mental health, 1:1 financial planners, and a monthly wellness allowance 
• Paid parental and caregiving leave
• Paid time off (including 12 paid holidays)
• Paid sick leave (1 hour per 26 hours worked (max 80 hours per calendar year to the extent legally permissible) for non-exempt employees and covered by our Flexible Time Off policy for exempt employees) 
• Learning and Development resources
• Paid Life insurance, AD&D, and disability benefits 

These benefits are further detailed in Block's policies. This role is also eligible to participate in Block's equity plan subject to the terms of the applicable plans and policies, and may be eligible for a sign-on bonus. Sales roles may be eligible to participate in a commission plan subject to the terms of the applicable plans and policies. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.

US and Canada EEOC Statement

We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, without regard to race, color, religion, gender, national origin, age, disability, pregnancy, gender expression or identity, sexual orientation, citizenship, or any other legally protected class. 

We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we’re doing to build a workplace that is fair and square? Check out our I+D page.

Additionally, we consider qualified applicants with criminal histories for employment on our team, and always assess candidates on an individualized basis.

We’ve noticed a rise in recruiting impersonations across the industry, where individuals are sending fake job offer emails. Contact from any of our recruiters or employees will always come from an email address ending with @block.xyz, @squareup.com, @tidal.com, or @afterpay.com, @clearpay.co.uk.

Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.

While there is no specific deadline to apply for this role, on average, U.S. open roles are posted for 70 days before being filled by a successful candidate.