Lending Regulatory Counsel

  • Full-time

Company Description

It all started with an idea at Block in 2013. Initially built to take the pain out of peer-to-peer payments, Cash App has gone from a simple product with a single purpose to a dynamic ecosystem, developing unique financial products, including Afterpay/Clearpay, to provide a better way to send, spend, invest, borrow and save to our 47 million monthly active customers. We want to redefine the world’s relationship with money to make it more relatable, instantly available, and universally accessible.

Today, Cash App has thousands of employees working globally across office and remote locations, with a culture geared toward innovation, collaboration and impact. We’ve been a distributed team since day one, and many of our roles can be done remotely from the countries where Cash App operates. No matter the location, we tailor our experience to ensure our employees are creative, productive, and happy.

Check out our locations, benefits, and more at cash.app/careers.

Job Description

Square is looking for a highly engaged candidate with a passion for all things consumer and commercial lending to join our legal organization.

You will, under the direction of the Global Lending Regulatory Counsel:

  • Advise on multiple regulatory matters affecting Square's growing global business in Europe and other jurisdictions outside of the U.S in relation to business to business and business to consumer lending, including UK Consumer Credit licensure, EU rules on consumer credit, and Australian Credit licensure .
  • Summarize and analyze impact of new applicable rules and regulations
  • Identify risk areas and develop systems and procedures to manage and reduce them at a product-level and an enterprise-risk level
  • Keep the business up to speed on how to offer remarkable product solutions to our customers that meet local regulatory requirements
  • Identify, summarize, and analyze the impact of new and proposed applicable rules and regulations
  • Represent Square with regulators and external partners on regulatory matters
  • Own the licensing application and management function for existing and new non-U.S. jurisdictions
  • Build working relationships with colleagues across multiple Square business and legal teams in Europe, the US and around the globe


You Have:

  • 6+ years experience at a law firm (with lending advisory experience), financial services regulatory agency, bank partnership experience or inhouse experience
  • Experience with FinTech, lending and banking issues
  • Experience handling regulatory matters and have prior relationships with relevant regulators.
  • High degree of comfort and fluency with computers and technology, and understanding of how technology is applied to business and regulatory problems
  • England & Wales qualified, or international equivalent legal qualification

Additional Information

We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, based solely on the core competencies required of the role at hand, and without regard to any legally protected class.

We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we’re doing to build a workplace that is fair and square? Check out our I+D page.

Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.

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