Square has made commerce easy by reinventing how payments and financial services take risks. And we’re far from done. We’re seeking a small group of talented product and risk (taking) leaders to define and execute against a larger vision to make commerce even easier. We want users to choose Square - for a wiser risk and for protection against fraud.

We are one of the few core teams at Square that launched Square’s vanguard products (Square Capital and Chargeback Protection) and that makes key decisions on all money-moving product lifecycles. We productize risk detection and protection services for our customers using risk machine-learning algorithms. We are also developing a risk platform that powers money-moving products for developers.

In this role, you’ll work with top notch engineers, data scientists, and designers at a rocketship pace and in a hybrid technology/operations environment. The role demands deep technical acumen, sound product judgment, structured thinking, lightspeed execution, and an obsession about customers and data when it comes to taking risks.

You will:

• Envision and execute a risk strategy, engineering design, and launch plan for Square’s core products.

• Launch new payment features and risk controls that reduce common risks across core products by minimizing financial loss without affecting lifetime value, funnel conversion, and engagement of good users in North America, Asia Pacific, and Europe.

• Drive insights from user data and develop machine-learning model requirements in collaboration with Data Science and Engineering.

• Incubate new features by experimenting through A/B tests or testing through focus studies by engaging Operations, Business partners, and Marketing.  

• Make buy/build/partner decisions when we need to launch and design a new machine-learning algorithm.

• Own risk detection vision throughout a customer’s lifecycle with Square, from sign up and onboarding to first payments to usage behavior changes.

• Improve speed of iterative builds by enhancing productivity of a high-performing cross-functional team, including Engineering, Data Science, Operations, Design, and Business partners.

• Move fluidly from big picture to the smallest details so that the team can deliver complex and strategic projects. No task is beneath you nor too daunting to take on.

You have:

• 8-10 years combined product and risk / finance experience delivering highly successful results, including 5 years management experience leading a small team

• Data nerd: You get the data you need with no fuss and can turn it into an insightful story with no help. You know how to use data to make decisions and drive growth. You have experience running rigorous multivariate testing

• Research geek: You’re a truth-seeking missile. You know your market, customers and competitive landscape better than anyone, and you’re strong at integrating this information into your growth strategies

• Inspired leader: Committed to overcoming obstacles. Ability to move others toward action and a great collaborator who can break down complex problems into steps that drive product development at lightspeed

• Detective mindset: Simultaneous desire to help customers and obtain the truth.

• Communication maven: Excellent at articulating the essence of products and the value they create

• A ‘Square’ at heart: Passion for serving Square’s mission using consumer or micro-business technologies

• Business skills: Strong business instincts, technical acumen, and significant experience designing analytical models that massively scales operations

Even better:

• BS/MS in Statistics, Mathematics, Economics, Computer Science or related field

• Exposure to large-scale systems and SQL skills. Able to read, edit, write queries, and diagram entity relations

• Basic Ruby and Rails, Python, and R knowledge

• Experience in online credit, lending, risk management, and payments

• Experience designing applications with complex analytics models. Demonstrated ability to gather user and risk requirements at scale and convert them into a product vision

At Square, we value diversity and always treat all employees and job applicants based on merit, qualifications, competence, and talent. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of the San Francisco Fair Chance Ordinance.