Credit Analyst: VAF Originations

  • Full-time
  • Business Segment: Personal & Private Banking

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

The Credit Analyst develops, analyses, and monitors credit strategies for VAF Originations (New Business), ensuring an optimal balance of risk and reward to maximize profitability within the defined risk appetite in Personal and Private Banking

Qualifications

Type of Qualification: First Degree

Field of Study: Mathematical Sciences, Risk Management, Quantitative Studies or Equivalent 

Experience Required
Credit Risk – PPB
Risk & Corporate Affairs
2 -3 years experiene 
The role requires an individual with Banking and Credit Risk Management experience. Experience across the Credit Risk Management value chain would be required and includes experience within originations, account management, collections and payments. Experience in a credit risk or related analytical environment would be required.

Knowledge and Skills

SAS (Preferred)

Data Manipulation 

Programming 

Additional Information

Behavioural Competencies:

  • Adopting Practical Approaches
  • Checking Things
  • Embracing Change
  • Establishing Rapport
  • Following Procedures
  • Interpreting Data
  • Meeting Timescales
  • Producing Output
  • Providing Insights
  • Taking Action
  • Thinking Positively
  • Upholding Standards

Technical Competencies:

  • Active Listening
  • Project Management (Project Mgmt)
  • Quant Skills
  • Risk Awareness
  • Risk Identification
  • Risk Management
  • Risk Reporting
  • Risk Response Strategy
  • Verbal Communication
  • Workflow Management
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