Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

To provide leadership, subject matter expertise, advice and deal structuring guidance in the preparation and submission of quality credit applications. To lead and drive the delivery of a consistently positive and seamless client credit experience by ensuring that the Credit Origination managers prepare quality credit applications and support the Relationship Managers and Service Teams to successfully conclude deals.  Perform various Credit Risk process activities to deliver value.

Type of Qualification: First Degree

Field of Study: Business Commerce

Licenses & Certifications: CA (SA) or CFA would be advantageous

Experience Required

5-10 years experience and good understanding of lending and derivative products and facilities that give rise to counterparty credit risks, including the documentation required/presented to manage that risk.

5-10 years experience and well developed knowledge of financial markets, global economy and appropriate regional geographies in which portfolio operates.

5-10 years experience and thorough conceptual and practical knowledge of credit procedures, policies and standards, as well as a thorough understanding of products and facilities that give rise to counterparty credit risk. Understanding of Basel and broader regulatory and compliance requirements.

Behavioural Competencies:

• Establishing Rapport
• Interpreting Data
• Providing Insights
• Showing Composure
• Team Working

Technical Competencies:

• Analysing Insurable Risk
• Risk Identification
• Risk Measurement
• Risk Management
• Financial Analysis