Standard Bank Offshore is the offshore arm of the Standard Bank Group, a leading Africa focused financial services group, and an innovative player on the global stage. Our international Banking, Lending, Investment, Fiduciary and Wealth Management services   offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals.

Our clients range from individuals to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa and SBO is perfectly positioned to support the growth of our organisation from our office in the Isle of Man, Jersey, London, Mauritius and South Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

PLEASE NOTE:

• This role is not open to relocation.  Only candidates who have residency and right to work in Jersey can be considered.

To provide efficient and relationship-based lending offering and solutions to high net worth clients, in collaboration with the Relationship Managers, and contribute to the service delivery of client centred, coordinated solutions to enable a positive client experience. To grow the debt book by identifying opportunities for additional or more efficient debt structuring for clients in order to contribute to the overall profitability of the business.

Minimum Qualification: 

• First Degree in Business Commerce

Experience Required :

• 5 - 7 years experience in Personal and Private Banking
• General banking experience with exposure to the entire retail and corporate banking value chain and 3 years of exposure to credit. Clear understanding of lending value proposition and delivery strategy as well as thorough knowledge of the code of banking practice.

Key Outputs :

• Act as the first line of defence, ensuring quality control and risk management
• Adjudicate contentious issues between the client, the credit division and the relationship manager
• Advise clients on the suite of lending products and recommend the most suitable product to meet their specific needs
• Encourage the credit division to turnaround applications promptly and in line with service levels agreement
• Identify opportunities to increase the debt book by mining existing clients

Behavioural Competencies:

• Adopting Practical Approaches
• Convincing People
• Developing Strategies
• Documenting Facts
• Establishing Rapport
• Managing Tasks
• Producing Output
• Providing Insights
• Seizing Opportunities
• Showing Composure
• Understanding People
• Upholding Standards

Technical Competencies:

• Asset Based Lending
• Customer Understanding ( Consumer Banking)
• Debt Consolidation
• Loan Assessment & Approval
• Mortgage Lending
• Product and Services Knowledge

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