Risk Management Manager

  • Full-time
  • Job Family Group: Risk

Company Description

Common Purpose, Uncommon Opportunity. Everyone at Visa works with one goal in mind – making sure that Visa is the best way to pay and be paid, for everyone everywhere. This is our global vision and the common purpose that unites the entire Visa team. As a global payments technology company, tech is at the heart of what we do: Our VisaNet network processes over 13,000 transactions per second for people and businesses around the world, enabling them to use digital currency instead of cash and checks. We are also global advocates for financial inclusion, working with partners around the world to help those who lack access to financial services join the global economy. Visa’s sponsorships, including the Olympics and FIFA™ World Cup, celebrate teamwork, diversity, and excellence throughout the world. If you have a passion to make a difference in the lives of people around the world, Visa offers an uncommon opportunity to build a strong, thriving career. Visa is fueled by our team of talented employees who continuously raise the bar on delivering the convenience and security of digital currency to people all over the world. Join our team and find out how Visa is everywhere you want to be.

Job Description

Position Summary
The Credit Settlement Risk Specialist will have the opportunity to look at the broader scope of credit risk analysis, monitoring of existing clients and recommending credit rating assignment of new clients. In addition, the position will be working closely with various key internal and external stakeholders including Financial Institutions and Corporate across the globe that issue VISA products. This is a regional role covering Asia Pacific.

The Singapore based position will be reporting directly to the Senior Director, AP Credit Settlement Risk who is based in Singapore. As part of an extended global team, you will be involved in active participation to make a difference in the development of global credit policies and procedures.


Responsibilities
• Conduct credit risk assessments, determine and monitor risk exposure of new and existing clients based on analysis of financial statement including balance sheet structures and strategies, loan portfolios, off-balance sheet transactions, treasury strategies, and liquidity management.

• Research and analysis of institutional and sovereign risk, credit ratings issued by rating agencies, financial modeling and knowledge of the banking systems as well as the economic and political development of the relevant markets.

• As the subject matter expert on client and country risk, you will actively engage with both internal and external senior executives to contribute to strategies that support business growth while advising on solutions to address risk concerns.

• Lead due diligence review of clients through interaction with senior management of clients, and provide a qualitative assessment of the management.

• Diligently monitor all assigned clients’ exposure to ensure collateral shortfalls are highlighted and rectified in a timely manner.

• You will be expected to lead participation in the development of global credit policies and procedures to ensure that best practices are followed. You may be required to propose exceptions to the policy where necessary for special circumstances.

• Prepare senior management reports/presentations.

Qualifications


• Good Bachelor degree preferably Accounting, Finance, Economics or Engineering. Degree in other fields will be considered.

• At least 5-6 years of relevant experience in analyzing banks/non-bank financial institutions counter-party credit risk or corporate credit risk.

• Essential to have strong experience in dealing with Financial Institutions such as Banks or large tier Corporate.

• Proficient in both written and verbal communication skills in English is a must. Ability to communicate in an additional Asian language will be a plus.

To be successful in this role, we are looking for someone who is mature, able to work independently to drive strong initiatives, yet a good team player who is self motivated and adept at working collaboratively with the rest of the team globally and regionally. The highly matrix environment in Visa requires the individual to be collaborative with the ability to identify issues and to assess them and finally presenting to stakeholders and management with a clear point of view.


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