Senior Dispute Representative

  • Full-time
  • Job Family Group: Client Support Services

Company Description

Common Purpose, Uncommon Opportunity. Everyone at Visa works with one goal in mind – making sure that Visa is the best way to pay and be paid, for everyone everywhere. This is our global vision and the common purpose that unites the entire Visa team. As a global payments technology company, tech is at the heart of what we do: Our VisaNet network processes over 13,000 transactions per second for people and businesses around the world, enabling them to use digital currency instead of cash and checks. We are also global advocates for financial inclusion, working with partners around the world to help those who lack access to financial services join the global economy. Visa's sponsorships, including the Olympics and FIFA™ World Cup, celebrate teamwork, diversity, and excellence throughout the world. If you have a passion to make a difference in the lives of people around the world, Visa offers an uncommon opportunity to build a strong, thriving career. Visa is fueled by our team of talented employees who continuously raise the bar on delivering the convenience and security of digital currency to people all over the world. Join our team and find out how Visa is everywhere you want to be.

Job Description

Senior Dispute Representatives are responsible for facilitating the research and resolution of simple dispute claims and over time and through on-the-job experience, acquiring the skills and knowledge required to manage more complex dispute related work.

Primary responsibilities include:

  • Reviewing evidence presented and leveraging Visa’s dispute resolution management rules to determine the validity of each claim and its potential for recovery.
  • Utilizing Visa’s chargeback process to attempt recovery on behalf of Visa DPS’ Issuing Clients, ensuring that chargebacks are submitted in accordance with Visa’s International Operating Regulations, and that all required evidentiary and technical conditions and requirements are met.
  • When chargebacks are challenged by the opposing party via a representment, collaborate with senior staff to review the new evidence to assess its validity and either resolve the claim or counter-challenge the representment through Visa’s pre-arbitration, pre-compliance, arbitration, or compliance process.
  • Work is limited to point of sale and e-commerce fraud and negative balance management claims only.
  • Submissions without approval are capped at $1000 per claim at the associate level.

Qualifications

Required Skills/Experience

  • 3+ years’ experience working in banking or a merchant acquiring, card issuing, or back office banking environment.
  • Ideally 1+ years of experience in a dispute resolution management or loss recovery role, although this is not a requirement.
  • A fundamental knowledge of Visa’s International Operating Regulations, industry trends, and industry best practices.
  • A proven track record for making sound decisions based on available evidence, managing both short and long-term goals, and achieving high quality operational results.
  • Qualified individuals will possess the initiative and judgment to ensure customer expectations and service levels are exceeded.
  • Exceptional verbal, written, and interpersonal communication skills are required.
  • Working knowledge of Microsoft Office
  • The ability to occasionally work off hours to support the global team
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