Senior Director - Fraud and Authentication Models

  • Full-time
  • Job Family Group: Product Development

Company Description

Everyone at Visa works with one goal in mind - making sure that Visa is the best way to pay and be paid, for everyone everywhere.  This is our global vision and the common purpose that unites the entire Visa team.  As a global payments technology company, tech is at the heart of what we do: Our VisaNet network processes over 13,000 transactions per second for people and business around the world, enabling them to use digital currency instead of cash and checks.  Visa is one of the top 50 Most Admired Brands in the world.  It is recognized as a leading employer and can be found on the lists of:  The World's Most Innovative Companies, The World's Most Respected Companies, The World's Most Ethical Companies, America's Best Employers and The World's Most Valuable Brands, to name a few.  Visa is fueled by our team of talented employees who continuously raise the bar on delivering the convenience and security of digital currency to people all over the world.  Join our team and find out how Visa is everywhere you want to be.

About Risk and Authentication Products

As digital payments security becomes exponentially more complex, with countless new options and possibilities, our team is developing fraud risk products and solutions to improve the authentication and authorization process and enhance fraud detection. In so doing, we help drive safe and secure digital payments and enable our clients to create new best-in-class consumer experiences.

Job Description

The Senior Director of Fraud and Authentication Models in the Risk & Authentication Products team is responsible for driving the development of new products and optimizing Visa’s existing fraud detection and authentication capabilities. This role works closely with Visa Analytics to articulate the business need in order to determine the most appropriate analytic approach that provides meaningful results. Responsibilities include managing inflight scoring models, pattern detection capabilities, improving the performance of existing products and developing innovative fraud, authentication and authorization solutions. The position is also responsible for continuously creating and protecting analytic IP resulting from project learnings.

Responsibilities

  • Drive improvements of predictive models to increase deeper insights into products with advanced statistical analysis on both financial and non-financial data
  • Regularly review client landscape and recommend, develop and implement new and creative approaches to expanding product
    capabilities
  • Develop and manage Visa’s Models-on-Demand offering available to Issuers, merchants and non-financial institution partners
  • Lead the design, development and management of innovative fraud and authentication solutions spanning developed and emerging
    products and markets 
  • Contribute to the product development process from ideation through market adoption
  • Develop business cases for new analytic product development via sound market, statistical, and data analyses
  • Identify, create and support new revenue sources through the development of new fraud risk products and solutions  
  • Assist with the development and execution of short-term, intermediate, and long-term strategic business development plans for Visa’s fraud risk and authentication products
  • Establish and maintain strong communications with our development teams, Issuers, Acquirers, merchants and other partners
  • Capture, develop, and deliver ideas/processes that improve Visa’s patent portfolio 

Qualifications

  • 15+ years of experience in product development and model development/analytics  
  • Experience and understanding of product development methodologies  
  • Experience in consumer payments with an emphasis on remote payments  
  • Proficient understanding of statistics and predictive models including neural networks, logistic regression, decision trees and other advanced machine learning techniques. This role requires a thorough understanding of the process and methodologies involved in model development.
  • Demonstrated track record of developing product strategies based on business objectives and coordinating the successful implementation to deliver measurable business results
  • Attention to detail and quality on both internal team work and external products brought to market  
  • Hands-on approach and able to consistently turn strategies into execution and results
  • Flexible and creative thinker with the ability to define business tradeoffs, generate out-of-the-box solutions and manage uncertainty
  • Strong interpersonal, leadership, and communication skills to influence and instill confidence with stakeholders at all levels and in all functions/geographies
  • Ability to steer sales and marketing efforts on analytic products with sound statistical and financial analysis; execute ad-hoc analyses to meet the fast-changing market demands 
  • Extensive knowledge of Visa products, technology, and product profitability
  • Analytical, organized, accurate, and detail-oriented with fact-based consultative discipline
  • Team oriented, collaborative, diplomatic, and results driven, with proven success over a wide variety of functional business problems
  • Excellent communication skills, strong executive presence and the ability to lead and inspire teams
  • Experience with predictive model development, machine learning, TensorFlow, graph databases, SAS, Unix, Hadoop, R, Python and
    XML

Additional Information

All your information will be kept confidential according to EEO guidelines.

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