Associate Credit Support Analyst - Underwriting

  • Lehi, UT, USA
  • Full-time

Company Description

Common Purpose, Uncommon Opportunity. Everyone at Visa works with one goal in mind - making sure that Visa is the best way to pay and be paid, for everyone everywhere. This is our global vision and the common purpose that unites the entire Visa team. As a global payments technology company, tech is at the heart of what we do: Our VisaNet network processes over 13,000 transactions per second for people and businesses around the world, enabling them to use digital currency instead of cash and checks. We are also global advocates for financial inclusion, working with partners around the world to help those who lack access to financial services join the global economy. Visa's sponsorships, including the Olympics and FIFA™ World Cup, celebrate teamwork, diversity, and excellence throughout the world. If you have a passion to make a difference in the lives of people around the world, Visa offers an uncommon opportunity to build a strong, thriving career. Visa is fueled by our team of talented employees who continuously raise the bar on delivering the convenience and security of digital currency to people all over the world. Join our team and find out how Visa is everywhere you want to be.

Job Description

The Associate Credit Support Analyst will be an integral part of our Bundled Acquiring Group and will be responsible for underwriting merchant applications for our growing Authorize.Net merchant base.

Specific Responsibilities will include:

  • Apply appropriate underwriting criteria to prospective merchant applications in accordance with credit policy to ensure financial exposure is properly mitigated.

  • Support overall business needs by ensuring Underwriting group makes quality credit decisions within published SLAs.

  • Underwrite merchants for both our Enterprise and Small Business platforms.

  • Team with Sales and Acquiring Partners in order to provide seamless experience to prospective merchants.

  • Perform periodic reviews of existing merchants in an effort to manage overall risk.

  • Take an active role within Authorize.Net to identify and recommend for approval process/policy changes to make the group more effective.

  • Contribute as needed to ongoing projects for the Bundled Acquiring team.

Qualifications

 

  • Bachelor’s Degree preferred with Finance, Accounting or other business concentration.

  • 3+ years’ experience with credit underwriting. Previous experience with Merchant Acquiring or Credit Card processing is a plus.

  • Experience with financial analysis, including the ability to review and understand financial statements of both small- and large-sized companies.

  • Signing authority over risk exposure commiserate with job level and product offering.

  • Strong written and verbal communication skills.

  • Windows/PC experience including Excel and Word.

 

Additional Information

All your information will be kept confidential according to EEO guidelines.

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