Common Purpose, Uncommon Opportunity

Everyone at Visa works with one goal in mind – making sure that Visa is the best way to pay and be paid, for everyone everywhere. This is our global vision and the common purpose that unites the entire Visa team. As a global payments technology company, tech is at the heart of what we do: Our VisaNet network processes over 13,000 transactions per second for people and businesses around the world, enabling them to use digital currency instead of cash and checks. We are also global advocates for financial inclusion, working with partners around the world to help those who lack access to financial services join the global economy. Visa’s sponsorships, including the Olympics and FIFA™ World Cup, celebrate teamwork, diversity, and excellence throughout the world. If you have a passion to make a difference in the lives of people around the world, Visa
offers an uncommon opportunity to build a strong, thriving career. Visa is fueled by our team of talented employees who continuously raise the bar on delivering the convenience and security of digital currency to people all over the world. Join our team and find out how Visa is everywhere you want to be.

JOB DESCRIPTION AND RESPONSIBILITIES

The CSR Director will be part of Moscow Risk team managing credit & settlement risks across Russia, the Commonwealth of Independent States and Eastern Europe region covering 800 bank and non-bank clients. The role will involve managing credit ratings, settlement exposures, and security levels. The incumbent will work closely with internal and external stakeholders such as Country teams, Merchant Services and Treasury. Externally the role will interface with senior managers at Visa clients.

Responsibilities:

•             Credit risk monitoring of existing Clients, and the credit risk analysis and recommendation of new Clients. Determining which Clients/prospective-Clients are likely to fail, and if so what steps should be taken to safeguard the Visa Corporation, and which are likely to succeed to become market leaders. This requires institutional risk research, analysis, rating and forecasting, of new and existing Clients and third party service providers, within the countries that comprise their portfolio.

•             Client contact at a senior executive/board level, together with the General or Area Managers for the region is essential. The incumbent will conduct extensive due diligence credit meetings with senior executives to discuss, inter alia, strategy, earnings, balance sheet composition, funding, treasury activities and risk profiles.

•             Country (sovereign) risk research, analysis, rating and forecasting, of the countries in their portfolio. This includes the development of expert knowledge of the banking systems in which their Clients operate and knowledge of the credit and systemic risks inherent in those systems.

•             Strategic forecasting and planning, in that the holder will be required to assist in the strategic development of the countries of responsibility by identifying those banks/companies which are likely to emerge as market leaders in order that Visa can target adequate resources at these institutions. 

•             Researching countries and banks/companies to assist Visa in growing and developing its global market leadership.

•             Close cooperation with other diverse areas of Visa, including the Business Development, Operations, Strategy, Licensing, Legal and Risk Management departments, and also with other regions and with Global Credit Settlement Risk.  

•             Supporting the overall CEMEA Risk Management and Regional Management in achieving specified strategic and operational objectives.

The Director will report to the CEMEA Head of CSR.  

The successful candidate should be both a self-starter and a quick learner, able to work with minimal guidance and will have:

• Demonstrated experience and expertise in risk management

• Master’s degree in business, management, finance, accounting, or related field

• Demonstrated experience and expertise in risk management

• Excellent written and oral communications skills

• Ability to work under pressure and deal with stressful situations.

• Excellent interpersonal and collaboration skills, team player, approachable, professionally mature, relationship management skills

• Strong attention to detail with the ability to synthesize information and make clear, concise conclusions

• Heightened analytical and problem solving skills

• Self-motivated and organized, able to handle multiple tasks while focusing on results

• Advanced Microsoft Office skills

• Fluent Russian and English speaker

To be successful in this role, we are looking for someone that is flexible and independent with a strong sense of initiatives and creativity, but also a good team player who is self-motivated and adept at working collaboratively with the rest of the team globally and regionally.

To be successful in this role, we are looking for someone that is flexible and independent with a strong sense of initiatives and creativity, but also a good team player who is self-motivated and adept at working collaboratively with the rest of the team globally and regionally.