Manager, Credit Settlement Risk, CEMEA (Maternity Leave Cover)

  • Moscow, Russia
  • Full-time

Company Description

As the world's leader in digital payments technology, Visa's mission is to connect the world through the most creative, reliable and secure payment network - enabling individuals, businesses, and economies to thrive. Our advanced global processing network, VisaNet, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second. The company's dedication to innovation drives the rapid growth of connected commerce on any device, and fuels the dream of a cashless future for everyone, everywhere. As the world moves from analog to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce.

At Visa, your individuality fits right in. Working here gives you an opportunity to impact the world, invest in your career growth, and be part of an inclusive and diverse workplace. We are a global team of disruptors, trailblazers, innovators and risk-takers who are helping drive economic growth in even the most remote parts of the world, creatively moving the industry forward, and doing meaningful work that brings financial literacy and digital commerce to millions of unbanked and underserved consumers.

You're an Individual. We're the team for you. Together, let's transform the way the world pays.

Job Description

Maternity Leave Cover Position 


The manager will be part of Moscow Risk team managing credit & settlement risks across, the Commonwealth of Independent States and Eastern Europe region covering 17 countries. The role will involve managing credit ratings, settlement exposures, and security levels. The incumbent will work closely with internal and external stakeholders such as Country teams, Merchant Services and Treasury. Externally the role will interface with senior managers at Visa clients.


•             Credit risk monitoring of existing Clients, and the credit risk analysis and recommendation of new Clients. Determining which Clients/prospective-Clients are likely to fail, and if so what steps should be taken to safeguard the Visa Corporation, and which are likely to succeed to become market leaders. This requires institutional risk research, analysis, rating and forecasting, of new and existing Clients and third party service providers, within the countries that comprise their portfolio.

•             Client contact at a senior executive/board level, together with the General or Area Managers for the region is essential. The incumbent will conduct extensive due diligence credit meetings with senior executives to discuss, inter alia, strategy, earnings, balance sheet composition, funding, treasury activities and risk profiles.

•             Country (sovereign) risk research, analysis, rating and forecasting, of the countries in their portfolio. This includes the development of expert knowledge of the banking systems in which their Clients operate and knowledge of the credit and systemic risks inherent in those systems.

•             Researching countries and banks/companies to assist Visa in growing and developing its global market leadership.

•             Close cooperation with other diverse areas of Visa, including the Business Development, Operations, Strategy, Licensing, Legal and Risk Management departments, and also with other regions and with Global Credit Settlement Risk.  

•             Supporting the overall CEMEA Risk Management and Regional Management in achieving specified strategic and operational objectives.

The Role will report to the CEMEA Head of CSR.  


The successful candidate should be both a self-starter and a quick learner, able to work with minimal guidance and will have:

  • Demonstrated experience and expertise in risk management

  • Master’s degree in business, management, finance, accounting, or related field

  • Demonstrated experience and expertise in risk management

  • Excellent written and oral communications skills

  • Ability to work under pressure and deal with stressful situations.

  • Excellent interpersonal and collaboration skills, team player, approachable, professionally mature, relationship management skills

  • Strong attention to detail with the ability to synthesize information and make clear, concise conclusions

  • Heightened analytical and problem solving skills

  • Self-motivated and organized, able to handle multiple tasks while focusing on results

  • Advanced Microsoft Office skills

  • Fluency in English and Russian.

Additional Information

To be successful in this role, we are looking for someone that is flexible and independent with a strong sense of initiatives and creativity, but also a good team player who is self-motivated and adept at working collaboratively with the rest of the team globally and regionally.

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