As the world’s leader in digital payments technology, Visa’s mission is to connect the world through the most creative, reliable and secure payment network - enabling individuals, businesses, and economies to thrive. Our advanced global processing network, VisaNet, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second. The company’s dedication to innovation drives the rapid growth of connected commerce on any device, and fuels the dream of a cashless future for everyone, everywhere. As the world moves from analog to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce.

At Visa, your individuality fits right in. Working here gives you an opportunity to impact the world, invest in your career growth, and be part of an inclusive and diverse workplace. We are a global team of disruptors, trailblazers, innovators and risk-takers who are helping drive economic growth in even the most remote parts of the world, creatively moving the industry forward, and doing meaningful work that brings financial literacy and digital commerce to millions of unbanked and underserved consumers.

You’re an Individual. We’re the team for you. Together, let’s transform the way the world pays.

The role performs audit work for Visa clients in the Russian Federation, Commonwealth of Independent States and South and Eastern Europe (Russia/CIS/SEE) region.  This includes data analysis, queries and investigations, as well as visits to the client’s premises to validate that the “self-reported” Operating Certificate data is complete and accurate.  The scope of work also includes individual Client Incentive Agreements, including any “self-reported” data, agreed activities, incentive payments and spending requirements.

The role will be based in Moscow and will require regular travel (local and sometimes international). The job holder will be representing Visa to clients in the Russia/CIS/SEE region, which is diverse, multi-currency and multi-cultural.

Responsibilities will include:

Perform audit planning activities including:

–      Informing the selected client of the audit process, timeline and requirements

–      Analysis and interpretation of historical financial, operational and transactional data

–      Analysis of metrics by quarter, year, product and member

–      Internal data reconciliations (between transaction record systems)

–      External data reconciliations (from Visa records to client information)

–      Client Incentive contract analysis and review

–      Reconciliation of contract performance, payments and milestones

–      Identify preliminary issues and items for follow-up during fieldwork

–      Create audit work paper templates

–      Arrange travel logistics (airfare, hotel, local transport, etc)

Perform audit fieldwork including:

–      Complete all steps in the Revenue Audit Program

–      Obtain sufficient and relevant evidence to support the audit findings, conclusions and recommendations

–      Maintain detailed work-paper records of assumptions, methodologies and information sources utilized during the performance of all analytical tasks and audit work steps

–      Take responsibility for identified issues including additional research, discussion with the CEMEA / Global Revenue Audit and Operating Certificates teams and client, development of practical solutions, documentation and calculation of respective fee adjustments

–      Document agreed audit findings for inclusion in the audit report

Perform audit completion activities including:

–      Draft the audit report for review by the Revenue Audit and Operating Certificates Director

–      Present the final audit report to the client

–      Monitor and ensure closure of applicable audit and examination issues

–      Work with Business Development teams to calculate and collect / refund any revenue audit adjustments

Support the day to day Revenue Audit and Operating Certificates activities including

–      Interact with client personnel, Revenue Audit and Operating Certificates team members and other Visa staff

–      Liaise with local clients and provide support during the quarterly Operating Certificate submission process, as well as processing any subsequent adjustments

–      Perform data analysis, queries, investigations and related activities for the Operating Certificates following client submission and on an adhoc basis

–      Develop subject matter expertise of the Operating Certificates, associated changes to its design prompted by fee changes, changes to reporting requirements or otherwise and participate in User Acceptance Testing (UAT) related to these design changes

–      Develop subject matter expertise of the service fees, Client Incentive contracts and applicable Visa processes, systems and controls

–      Lead and/or participate in process improvement projects

–      Assist in developing and maintaining client and internal training materials on Operating Certificate data reporting and provide training to clients and Visa staff, as and when required

–      Provide coaching and guidance to junior team members

–      Maintain a controls frame of mind and promote understanding of risks and appropriate internal controls

–      Apply sound judgment and test methods to ensure professional standards are satisfied

–      Manage own time and responsibilities

–      Stay informed of general business / regulatory developments and their impact on Visa and the Revenue Audit and Operating Certificates function.

The role will report to the CEMEA Revenue Audit and Operating Certificates Sr. Director based in Dubai. It will also have significant interactions with:

·         Clients; both office based (email and phone) and on-site at client premises

·         Other analysts and managers within Visa CEMEA, specifically other members of the Revenue Audit and Operating Certificates team and the Regional Business Development, Financial Planning & Analysis (FP&A), Controllership and Product teams

·         Other analysts and managers within other Visa regions.

Fluent written and spoken Russian (must)

Fluent written and spoken English (must)

Bachelor’s Degree or Masters Degree

7 or more years of experience

Previous audit experience is required; experience in a Big 4 firm is preferred

Excellent interpersonal skills; must be motivated, hard-working and team oriented

Strong analytical and problem solving skills, with demonstrated intellectual and analytical rigor.

Ability to adapt quickly in handling multiple / evolving tasks and work independently with minimal supervision 

Ability to produce high quality and/or final work product under strict deadlines

Card payment infrastructure and/or merchant operations experience

Track record in issues prioritization, effective conflict resolution and execution

Flexibility in schedule and for travel (25% travel)

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.