As the world's leader in digital payments technology, Visa's mission is to connect the world through the most creative, reliable and secure payment network - enabling individuals, businesses, and economies to thrive. Our advanced global processing network, VisaNet, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second. The company's dedication to innovation drives the rapid growth of connected commerce on any device, and fuels the dream of a cashless future for everyone, everywhere. As the world moves from analog to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce.

At Visa, your individuality fits right in. Working here gives you an opportunity to impact the world, invest in your career growth, and be part of an inclusive and diverse workplace. We are a global team of disruptors, trailblazers, innovators and risk-takers who are helping drive economic growth in even the most remote parts of the world, creatively moving the industry forward, and doing meaningful work that brings financial literacy and digital commerce to millions of unbanked and underserved consumers.

You're an Individual. We're the team for you. Together, let's transform the way the world pays.

The Risk Manager will provide primary support for Visa’s North America Credit Settlement Risk Team (CSR).  Leveraging our extensive expertise in financial, credit and risk analytics, CSR ensures that credit settlement exposure to our clients is managed within the company’s risk appetite.  The Manager will have the opportunity to participate in the broader scope of global credit risk management practices by collaborating closely with various key internal and external stakeholders that participate in the Visa payment system.     

The Foster City based position will report directly to the Senior Director, North America & Global Policy Credit Settlement Risk.  The role will also have the opportunity to lead specific projects and to be exposed to credit risk management practices by being involved in regular risk review exercises.   

Role & Responsibilities:

The successful candidate will provide primary credit support to the CSR team and include industry market research, monitoring client credit exposure and managing the associated collateral process.  Key responsibilities include:  

·       Monitor risk exposures to ensure that any material uncovered risk exposures are suitably addressed

·       Manage collateral and risk mitigation function to ensure collateral is received timely and placed in the appropriate safekeeping accounts for NA clients

·       Collaborate with NA’s credit team to manage macro factors that impact fundamental credit quality at both the client and industry level.

·       Proactively support internal shareholders to successfully manage client failures for NA clients

·       Identify opportunities to improve credit risk processes and procedures while taking the initiative to lead and drive change that results in measurable and sustained improvement in cost and/or quality

·        Work closely with various key stakeholders both internal (other Risk teams, Treasury, Legal, etc.,) and external (system vendors, clients, etc.) that regularly interact with CSR.     

The successful candidate should be both a self-starter and a quick learner, able to work with minimal guidance and will have:

Basic Qualifications:

• Bachelors’ degree or equivalent skills and experience in related field   
• 4 years of relevant experience in an exposure management, data management or client facing roles

• Bachelors’ degree or equivalent skills and experience in related field   
• 7+ years of relevant experience in an exposure management, data management or client facing roles
• Interpersonal skills including but not limited to team building, maintaining a significant level of trust and diplomacy, and fostering internal and external business relationships
• Excellent written and verbal communication skills which support effective communication of information to internal and external stakeholders 
• Strong attention to detail with the ability to synthesize information and make clear, concise conclusions
• Advanced Microsoft Office skills, particularly Excel 
• Payment systems or capital markets activities (Counterparty or Fixed Income) background desired, but not required

To be successful in this role, we are looking for someone that is flexible and independent with a strong sense of initiative and creativity, but also a good team player who is self-motivated and adept at working collaboratively with the rest of the team globally and regionally.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers, reach with hands and arms, and bend or lift up to 25 pounds.

This position requires the incumbent to be available during core business hours

This position will not provide sponsorship to work in the U.S.