As the world's leader in digital payments technology, Visa's mission is to connect the world through the most creative, reliable and secure payment network - enabling individuals, businesses, and economies to thrive. Our advanced global processing network, VisaNet, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second. The company's dedication to innovation drives the rapid growth of connected commerce on any device, and fuels the dream of a cashless future for everyone, everywhere. As the world moves from analog to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce.

At Visa, your individuality fits right in. Working here gives you an opportunity to impact the world, invest in your career growth, and be part of an inclusive and diverse workplace. We are a global team of disruptors, trailblazers, innovators and risk-takers who are helping drive economic growth in even the most remote parts of the world, creatively moving the industry forward, and doing meaningful work that brings financial literacy and digital commerce to millions of unbanked and underserved consumers.

You're an Individual. We're the team for you. Together, let's transform the way the world pays.

Team Summary

The Visa Consumer Products and Solutions team is responsible for Visa Consumer Products and Solutions team is responsible for developing and commercializing new solutions in partnership with our clients as well as internal stakeholders.

 What a Director- Prepaid Products and Solutions does at Visa:

The role will be responsible for managing the Prepaid Products P&L for India & South Asia, and involves demonstrating thought leadership in the area of prepaid products, implementing portfolio enhancement initiatives to accelerate client business growth and working closely with senior stakeholders in client organizations, within Visa and with other key industry stakeholders.

The role holder must work closely with CRM (client relationship management) & other functional groups such as merchant solutions, marketing, digital & innovation teams to lead successful efforts by Visa in winning new business and delivering product objectives both FI and non-FI clients and partners.

Why this is important to Visa

Prepaid is amongst the most versatile products in our suite and is the “gateway to digital”. Whether its an established bank or a fintech, the prepaid portfolio is one of the most important drivers of revenue and new product roll-outs.

Projects you will be a part of:

• Developing and executing on the product strategy for the prepaid business covering India and South Asia and deliver on the requisite financials such as net revenue yield, cards, payments volume, x-border volume and transactions
• Develop and execute Visa India and South Asia’s cross-border strategy.
• Commercialize Visa’s prepaid solution through product & distribution partnerships with FIs (banks, NBFCs, CatAD2 players, FFMCs), non FIs, fintech and technology players.
• Lead market expansion through identification of use cases across consumer, commercial, government businesses - creating new growth opportunities for Visa
• Deliver on product solutions encompassing core products & digital capabilities (NFC, P2P, tokenization, Visa APIs, ecommerce solutions, QR payments, mobile/ web solutions)
• Work closely with the Visa’s global & regional teams in defining GTM strategy for new Visa products & capabilities including enhancement, localization, deployment & pricing
• Develop products, value proposition, pricing models, distribution plays, and implement rules that support judicious business growth
• Leverage opportunities to co-create product propositions, consulting & analytical solutions for clients
• Plan & execute efficacious client & consumer campaigns to bolster portfolio metrics
• Manage & lead representation for favorable framework with internal & external stakeholders including government relations, regulators, trade bodies, industry forums
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What you will need:

• 10+ years of experience in the payments industry, preferably in prepaid product development, portfolio management & strategy
• Experience in fintech, telecom and ecommerce will be also be an advantage.
• Master’s Degree in business, engineering or a related field
• Proven experience in P&L ownership & sharp understanding of macroeconomics, consumer behaviour, product operations, business processes
• Strategic thought leadership coupled with execution bias to drive initiatives and meet key result areas
• Ability and experience of working in a multi-cultural, matrix environment is required
• Self-motivated, results driven, flexible, customer focused attitude. Strong team-player.