Common Purpose, Uncommon Opportunity. Everyone at Visa works with one goal in mind – making sure that Visa is the best way to pay and be paid, for everyone everywhere. This is our global vision and the common purpose that unites the entire Visa team. As a global payments technology company, tech is at the heart of what we do: Our VisaNet network processes over 13,000 transactions per second for people and businesses around the world, enabling them to use digital currency instead of cash and checks. We are also global advocates for financial inclusion, working with partners around the world to help those who lack access to financial services join the global economy. Visa’s sponsorships, including the Olympics and FIFA™ World Cup, celebrate teamwork, diversity, and excellence throughout the world. If you have a passion to make a difference in the lives of people around the world, Visa offers an uncommon opportunity to build a strong, thriving career. Visa is fueled by our team of talented employees who continuously raise the bar on delivering the convenience and security of digital currency to people all over the world. Join our team and find out how Visa is everywhere you want to be.

Position Summary

The Risk Consulting Manager serves as key partner on VISA consulting Risk Management engagements. The position is fundamental to further develop and scale the Risk practice within Visa Consulting & Analytics MENA. The core focus of this role will be:

1)    Executing and delivering on engagements

2)    Developing intellectual capital and best practices in the areas of credit, payments and fraud risk management.

3)    Supporting in business development activities

Key Responsibilities:

·         Support and execute delivery of Risk Consulting engagements for VISA MENA clients. Primarily focus of engagement will be areas of fraud and authorization risk, credit risk, as well as acquiring risk. The incumbent will be responsible for project delivery and execution. Consulting engagements include both bespoke (e.g., end-to-end risk management reviews) and risk-related solution-driven projects (leveraging network and client data) for both issuers and acquirers. As part of project delivery, the incumbent will have to also collaborate with peers in other functional areas (e.g. analytics, product, client support services and innovation) and across global/regional teams

• The incumbent will provide domain expertise, acting as the quality partner in project development and delivery through: analysis of client’s data and performance, review of policies, processes and practices, identification of insights, development of project deliverables, project management and library creation. The incumbent will have significant hands-on experience in implementing risk best practices for both issuers and acquirers, leveraging client and network data, across all relevant payment products and channels.

• Although the focus of the role is on project management and delivery, the incumbent will also support in all business development activities, including sourcing of deals, roadshows, pitches, and development of proposals

Key Competencies

• Expertise of risk management in the domains of fraud risk, credit risk, operational risk.
• Understanding of critical factors in driving profitability and growth for Visa's issuer.
• Strong analytical skills, with demonstrated intellectual and analytical rigor.
• Strong problem solving ability with strategic focus on impacting client ROI.
• Highly motivated and ability to thrive in a fast-paced, high energy and demanding team-oriented environment (both with clients and within the organization)
• Good communication and presentation skills, both written and verbal.
• Demonstrated collaboration capabilities.
• Self-driven and result oriented individual. Able to independently execute on assigned tasks, with the ability to handle numerous projects

 Specific Requirements

• Passion for committed execution and continuous learning.
• Minimum of 5+ years Retail banking and / or consulting experience in financial services – ideal candidate should have spent time in Risk Management.
• Strong experience in Microsoft Powerpoint and Excel, with the ability to synthesize data, extract key insights and develop executive presentations
• Versed in analytics & analytic tools
• Experience in defining and implementing comprehensive risk analytic frameworks. Model risk and compliance management processes aligned with regulatory constraints. Comfortable working on ambiguous problems with incomplete data.
• Bachelor's degree in Economic, statistics or equivalent. Master’s degree preferred.
• Knowledge of risk management systems, including decision engines, fraud mitigation tools and scoring methodologies.
• Previous experience of large scale transactional services ideally processing payments.
• Strong teamwork and collaboration skills with the ability to work effectively with inter-disciplinary groups.
• Able to travel frequently and work on client site for extended periods across MENA.
• Fluency in English mandatory. Arabic desired but not a prerequisite.

Frequent travel across MENA is expected.