As the world's leader in digital payments technology, Visa's mission is to connect the world through the most creative, reliable and secure payment network - enabling individuals, businesses, and economies to thrive. Our advanced global processing network, VisaNet, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second. The company's dedication to innovation drives the rapid growth of connected commerce on any device, and fuels the dream of a cashless future for everyone, everywhere. As the world moves from analog to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce.

At Visa, your individuality fits right in. Working here gives you an opportunity to impact the world, invest in your career growth, and be part of an inclusive and diverse workplace. We are a global team of disruptors, trailblazers, innovators and risk-takers who are helping drive economic growth in even the most remote parts of the world, creatively moving the industry forward, and doing meaningful work that brings financial literacy and digital commerce to millions of unbanked and underserved consumers.

You're an Individual. We're the team for you. Together, let's transform the way the world pays.

This job can be done in either our Foster City, CA or Highlands Ranch, CO location.

• Act as sanctions subject matter expert. Thoroughly understand global policies and regulations as they affect the business goals and drivers for Visa
• Meet with regulators, OFAC staff and other officials regarding OFAC and other sanctions regulatory matters
• Develop, revise and enhance sanctions policies and procedures and processes to ensure compliance with regulations
• Conduct sanctions training for relevant personnel
• Oversee sanctions screening processes, including providing expertise for resolving possible matches
• Manage client responses and other communications involving sanctions compliance
• Conduct risk assessments, including updates to the global sanctions Risk Assessment
• Train and mentor analysts responsible for daily screening, monitoring and investigation 
• Facilitate internal audit requests and ensure satisfactory resolution of any audit findings and recommendations
• Act as liaison with sanctions compliance personnel from industry competitors
• Identify cost savings opportunities for sanctions compliance program
• Manage contractors hired to support sanctions compliance program
• Attend government and industry events
• Communicate regulatory requirements to business units
• Coordinate sanctions processes with AML team to ensure efficiencies and effectiveness for both programs
• Partner with Legal to ensure subpoenas and other regulatory requests related to trade sanctions are resolved in a timely manner
• Responsible for all OFAC licenses, reporting requirements and other communications
• Communicate relevant sanctions events to management and executives
• Develop and maintain working relations with business and other internal stakeholders
• Develop metrics and reports for Executive Leadership

Basic Qualifications

• 10-12 years of experience with a Bachelor’s Degree
• 5-8 years of implementing AML/ATF, Bank Secrecy Act (BSA), USA PATRIOT Act, and OFAC programs at an MSB or Bank FI; in the payments industry a plus (but not essential)

Preferred Qualifications

• Experience designing and managing Sanctions related product features and development.
• Ability to effective collaborate and influence to lead cross-functional teams
• Multi-national experience and perspective would be a strong plus.
• Fast learner and critical thinker, ability to interpret rules and policies and clearly articulate applicability to programs
• Strong communication skills (verbal and visual) with an ability to explain complex compliance, business and technical concepts to broad audiences in an approachable way.
• Strong attention to detail and ability to manage multiple projects/ initiatives to conclusion through multi-functional teams.
• Passion for payments and creating new solutions
• Visa or card industry knowledge would be an asset

• Applicants are requested, but not required, to provide a deal sheet along with their resumes.

Work Hours:

• Varies upon the needs of the department

Travel Requirements:

• This position requires travel 5-10% of the time.

Mental/Physical Requirements:

• This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers, reach with hands and arms, and bend or lift up to 25 pounds.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of Article 49 of the San Francisco Police Code.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.