As the world's leader in digital payments technology, Visa's mission is to connect the world through the most creative, reliable and secure payment network - enabling individuals, businesses, and economies to thrive. Our advanced global processing network, VisaNet, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second. The company's dedication to innovation drives the rapid growth of connected commerce on any device, and fuels the dream of a cashless future for everyone, everywhere. As the world moves from analog to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce.

At Visa, your individuality fits right in. Working here gives you an opportunity to impact the world, invest in your career growth, and be part of an inclusive and diverse workplace. We are a global team of disruptors, trailblazers, innovators and risk-takers who are helping drive economic growth in even the most remote parts of the world, creatively moving the industry forward, and doing meaningful work that brings financial literacy and digital commerce to millions of unbanked and underserved consumers.

You're an Individual. We're the team for you. Together, let's transform the way the world pays.

Payments are a very exciting and fast-developing area with a lot of new and innovative ideas coming to market. With strong demand for new solutions in this space, it promises to be an exciting area of innovation for the next 5 to 10 years. VISA is a strong leader in the payment industry, and is rapidly transitioning into a technology company with significant investments in this area.

The Payment Systems Risk development group is responsible for building critical risk and fraud prevention applications and services at VISA. This includes idea generation, architecture, design, development, and testing of products, applications, and services that provide Visa clients with solutions to detect, prevent, and mitigate fraud for Visa and Visa client payment systems.

This position is ideal for an experienced software engineer who is passionate about solving challenging business problems and building applications that provide an excellent user experience. You will be one of the leaders of the PSR development team focusing on design and build of software solutions that leverage data to solve business problems. Sometimes you will be designing brand-new software solutions, and at other times you may be refactoring existing functionality for performance and maintainability, but always working on ways to make us more efficient and provide better solutions to our customers. The role is for a self-motivated individual with expert software engineering skills and extensive user interface design and development experience. The candidate will be extensively involved in leading hands-on software engineering activities including POCs, architecture, design, documentation, development and test of new functionality. Candidate must be flexible and willing to switch tasks based on team’s needs. You will also help mentor and guide junior team members.

Essential Functions:

• Collaborate with project team members (Product Managers, Architects, Analysts, Developers, Project Managers, etc.) to ensure development and implementation of new data driven business solutions.
• Drive development of high quality solutions that conform to requirements, the architectural vision, and comply with all applicable standards.  Responsibilities span all phases of solution development including:
• Partnering with Business to ensure completeness and common understanding of all requirements; deep understanding of the business needs is important.
• Aligning with architects and senior technologists on proper architecture and design
• Leading team to deliver on all code commitments and ensure a complete end to end solution that meets and exceeds business expectations.
• Facilitating design reviews to provide input on functional requirements, product designs, schedules, or potential problems.
• Identifying proper service metrics and measurements for ensuring performance against Service Level Agreement
• Working with other engineering teams to facilitate a common approach to continuous integration that includes build automation, test automation, and deployment automation.Develop strategies to meet business objectives with existing or emerging technologies
• Developing and maintaining architectural roadmap for applications and systems within the Payment Systems Risk domain and ensuring alignment with the business and enterprise architecture strategies and standards

 Basic Qualifications:

8 years of work experience with a Bachelor’s Degree or at least 24 years of work experience with an Advanced Degree

Preferred Qualifications:

• BS/MS in Computer Science, Computer Engineering, or related field.
• 7+ years’ experience in Object Oriented software development building scalable, robust, and high-performance applications and services
• Expert knowledge and expertise in applications and service development using Java.
• Experience with creating data driven business solutions and solving data problems using a wide variety of technologies such as Hadoop, MapReduce, Hive, MongoDB, NoSQL, as well as traditional data technologies like RDBMS.
• Hands on experience with Kafka and Spark are a plus.
• Experience working in an Agile and Test Driven Development environemnt.
• Experience with Continuous Integration and Automated Test tools such as Jenkins, Artifactory, Git, Selenium, Chef desirable.
• Experience with creating highly scalable, highly available systems.
• Excellent architecture documentation and modeling skills
• Strong analytical skills with excellent problem solving ability.
• Ability to present complex ideas in a clear, concise way.
• Ability to work in a complex organization to determine business and customer needs, providing the best solution to meet those needs is essential.

Work Hours

The incumbent must make themselves available during core business hours.

Travel Requirements

The position requires the incumbent to travel for work 5% of the time.

Physical Requirements

This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers, reach with hands and arms, and bend or lift up to 25 pounds.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.