Senior Compliance Analyst - Transaction Monitoring

  • London, UK
  • Employees can work remotely
  • Full-time

Company Description

Fascinated by the future and captivated by technology?

Smart, driven and want to make a difference in the world?

You’ll fit right in.

Join a diverse team at Visa, where your individuality fits right in. We can provide the opportunity to shape the payments experience globally. Together, let’s transform the way the world pays.

Think you know us?

Our mission is to connect the world through the most innovative, reliable and secure digital payment network that enables individuals, businesses and economies to thrive.

Individuality fuels our brand and our global team – we’re proud that we are a talented team of 15,000 individuals with unique backgrounds, perspectives and experiences. Therefore, we understand that you are much more than your day job. We encourage quality of life outside of the office, whether it’s taking advantage of agile work schedules or our wellness programs, Visa respects and encourages meaningful work/life balance for everyone. In addition, we offer market leading salary and have a fantastic benefits offering.

So, if you’re not satisfied with the status quo, we can satisfy your desire to explore new territory, giving you the runway to really make an impact, whilst connecting you with teams around the world in a truly inclusive culture that celebrates our uniqueness.


If you think you could support Visa as a Senior Compliance Analyst, we want to hear from you – together, let’s make Visa a great place to work.

Job Description

What’s it all about?

The Senior Compliance Analyst is responsible for working alongside their reporting Manager, assisting with coaching the transaction monitoring team and supporting in delivery, maintenance and improvement of the compliance-risk control framework.  Focus is on the following financial crime risks. 

 Focus is on the following financial crime risks:

  • Counter Terrorist Financing (CTF/Sanctions)
  • Anti-Money Laundering (AML)
  • Anti-Bribery and Corruption (ABC)
  • Data Protection (DP)

And on the associated monitoring and reporting obligations; including but not limited to:

  • Suspicious activity identification, monitoring and reporting


What we expect of you, day to day.

The role of the Senior Compliance Analyst is to deal with escalations within the team and provide guidance on rationales. When we receive investigations from Law Enforcement or the Regulator they will support in reviewing the activity in question.

  • Develop an understanding of Visa Payments business operations and payment processes
  • Provide subject matter expertise and coaching to the Transaction Monitoring team
  • Support the resolution of risk and compliance issues, queries and concerns, raised both internally and externally.
  • Help the Rules Officer in the review of new monitoring rules at regular periodic reviews.
  • Work alongside the Diligence team to understand new clients, the risks and effective monitoring controls.
  • Assist with the development of management information in alignment with regulatory and internal policy/risk expectations
  • Oversee and/or conduct compliance monitoring reviews and audits
  • Undertake assigned Compliance project work ad-hoc (e.g. Data Protection, Fraud)
  • Engage with relevant internal and external stakeholders, including other functions and departments, FIUs, law enforcement and regulators
  • Identify and internally escalate actual or suspected financial crime incidents
  • Keep up to date with compliance legislation and regulation, in particular, the 4th, 5th & 6th EU Anti-Money Laundering Directive and the Second Payment Services Directive


Thinking about careers differently...

At Visa, we are passionate to offer our employees compelling career growth opportunities. As such, even if you do not have experience of this function there could be skills or experiences, which would transfer well. For this role, the key skills required are:


  • A relevant graduate degree or equivalent professional qualification/s (ICA AML, Compliance and/or Financial Crime Post-Grad Diplomas)

Technical/Professional Qualifications

  • Mid-level experience in a related environment (Payments and FX industry, compliance, regulation)
  • Experience of coaching teams and individuals
  • And/or related professional qualifications (e.g. graduate degree in law, International Compliance Association Certificates and/or Diplomas)


  • Understanding of payments, FX and/or regulatory compliance
  • Excellent organisational skills
  • Ability to research into compliance issues
  • Strong communication skills, written and oral
  • Attention to detail (regulatory environment)
  • Team player
  • Ability to think laterally and problem solve
  • Self-starter, motivated
  • Ability to work to deadlines and under pressure


  • Experience in an FCA regulated payment or financial institution (PI or FI)
  • Previous experience in financial/corporate sector payments, FX and/or compliance
  • Understanding of IT systems, operational and/or product development payment processes, especially in e-Commerce environments for retail and/or corporate payments
  • Able to identify and utilise learning opportunities

Your Personal Attributes

  • Motivated to learn and able to identify and solve problems
  • Able to work independently and efficiently to meet deadlines
  • Courteous and friendly nature (team player)
  • Recognises the importance of attention to detail (regulatory environment)
  • Ability to follow a process driven task
  • Confident presenting to key internal/external Stakeholders

Additional Information

Think you have what it takes?

If you are interested in a career that will challenge and inspire you – we’d love to hear from you!


Diversity & Inclusion

Universal acceptance for everyone, everywhere, is not only our brand promise, it’s the foundation of our company culture. We foster a feeling of connectedness in the workplace, support diversity of thought, culture and background, fight for important initiatives like Equal Pay and actively work to eliminate unconscious biases that hold us all back.

By leveraging the diverse backgrounds and perspectives of our worldwide teams, Visa is a better place to work and a better business partner to our clients.

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